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Pros and Cons of Paying Cash for a House
April 22, 2002 "We are turning 50 and soon will be selling our house to buy another. We have no savings aside from the equity in our current house, which is approximately $180,000. We plan to work for another 15 years, during which time we will have available about $1500 a ... more...

Have I Been Credited For My Mortgage Prepayment?
January 7, 2002, revised November 14, 2002 "I have read your columns about the benefits of paying early but how do I know that my extra payments are being properly credited so that I am getting the full benefit? With so much in the news about lender overcharges, how can ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Treat Money Well To Attract More
Your ability to attract money has a lot to do with how you behave toward it.The Law of Attraction works to send you more of what you think, feel and do. So the way you deal with money has a direct relation to how easily and abundantly it comes to you.Imagine that money is a guest in your home and ... more...

Book Keeping Business How to Get Started
Starting and running a small business in book keeping is one of the most profitable businesses that you can start from home. Apart from being low cost, you also do not need to rent office space for you to provide these services especially when you are just starting out. However, what is required is ... more...

Wealth Creation and Mortgage Planning - Two Great Tastes that Taste Great Together
What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyone who perpetuates this myth probably is not your ... more...

Lessons from the Wedding Mafia
One of my clients shared a story with me from his networking group, a chapter of BNI. Ivan Misner, the creator of BNI talks about what he calls contact spheres.Heres how it works: A group of related business owners work together to get referrals for each other. Here are some of Misners examples of ... more...

Affording a Home
Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time to start is at least six months before buying the home.Although buying a new home may seem like an American Dream or romantic venture, the reality is ... more...

Creating A Realistic Budget
Budgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practicality of putting a budget together, we get cold ... more...

Simple Strategies to Making Financial Gain
Now is a great time to make it a habit to manage your resources instead of your resources managing you. What is meant by that when we are stating that "Your money manages you"? Here is a well known example:"There is more month than there is money so that new purchase, trip, or splurging will need ... more...

Creating Your Internet Marketing Plan
For large corporations, a marketing plan is a huge document detailing strategies for the fiscal year. It may include competitor analysis or a sales forecast. While these elements are important to a large business, do you as a small business owner (without a well paid marketing staff) have the ... more...

Career Education Options For Working Adults
Ask yourself this question: Do I like what I do for a living? If you answered no, what are you doing about it? Maybe you have a good job, but its not very rewarding to you personally. Maybe you have job with good pay, but bad hours or worse a job with good hours, but bad pay. Perhaps youve ... more...

How To Get Rid Of Debt Problems Step 2 -- How To Prepare A Financial Statement
Here is how to prepare a financial statement, for the purpose of negotiating reduced payments with your creditors.Secured/Unsecured debts. Before we get into the substance of this, let's ensure we are clear about the significance of secured debts.If the debt is secured, there is a risk that the ... more...

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