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Pros and Cons of Paying Cash for a House
April 22, 2002 "We are turning 50 and soon will be selling our house to buy another. We have no savings aside from the equity in our current house, which is approximately $180,000. We plan to work for another 15 years, during which time we will have available about $1500 a ... more...

Have I Been Credited For My Mortgage Prepayment?
January 7, 2002, revised November 14, 2002 "I have read your columns about the benefits of paying early but how do I know that my extra payments are being properly credited so that I am getting the full benefit? With so much in the news about lender overcharges, how can ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Parenting After Divorce
Once you have finished gathering all your divorce information, sought all the divorce advice that was out there, found divorce help by hiring an attorney and financial planner after you have learned everything there is to know about how to get a divorce there is one decision that has no fast, ... more...

Negotiating and Sales Skills Are Critical
When I first started getting active in creative real estate, my skill set at negotiating was very weak. I had done the telemarketing thing for American Express as a financial planner and had studied and learned a few techniques. On the surface one might think that would be a perfect tie-in to ... more...

Seven Investment Terms Everyone Should Know
For those who have never given their financial future a second thought, the term "Financial Planning" could be a scary one. Investments can be a smart way to invest money for your future, but it can be confusing for those who have no experience in the financial business. Before you consult a ... more...

The Best Strategy To Erase Credit Card Debt
Credit card debt is a growing sickness in the United States and Europe. It is very important to eliminate debt and take control of your financial health.In the below section, I have listed the best strategy to erase credit card debt. This strategy is tried and true and often recommended by ... more...

Advanced Business Networking: Buiding Strategic Alliance Relationships
You can get a lot more leverage from your business networking efforts if you work on building relationships with strategic alliance partners. When done effectively youll get more regular and predictable referrals from these strategic alliances then from any other source.In just about any business ... more...

Divorce: "Divvying Up" the Debt
In any divorce, financial matters can be the stickiest issue for couples to get around. When you carefully consider all of your debts without bias or hard feelings, the both of you can eventually reach an agreement that is fair to all.Contacting an experienced attorney is the fist step in getting ... more...

Budgets!
Budgets! There I've said it. For some the most hated and feared word in business. But it doesn't have to be that way. As a matter of fact, a well thought out and constructed budget can be the small business owners best friend. After all, a budget is just a laid out plan to produce profits and ... more...

Call in Your Advisors!
Our 'socially accepted' working life in the Western World presently stands at around 50 years. We generally have the ability to seek work at a little before the age of 15 and are expected to graciously retire at around 65 years.So tell me, how much of your '50 year allocation' have you spent ... more...

What's The Single Most Important Thing You Need To Do?
There is a scene in the movie, City Slickers, starring Billy Crystal, when the purported bad guy, played by Jack Palance, has a reflective, philosophical moment that is very memorable.He says that we need to identify that one thing in life that makes all the difference to us, and then make sure we ... more...

7 Secrets to Having a Financially Healthy Family
How many times have you replied "We don't have the money for that" when your child asks you to buy him something? His innocent reply is "Get some from the machine or the bank". You think to yourself, "If only it were that easy". Managing money is a tough concept for children to grasp, and ... more...

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