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Mortgage Prepayment: Is it a Good Investment?
April 19,1999 "At the present time I can afford to double the monthly payment on my 7 5/8% mortgage, which would reduce the length of my loan from 25 to 5 years. However, if I were to deposit the extra payment in my savings account, I would earn 3% interest on it. ... more...

Simple Interest Biweekly Mortgage: A Scam?
April 19, 2004 "Is there any type of mortgage that is particularly vulnerable to abuse?" No mortgage is abusive in itself. However, the more complicated ones offer more opportunities for unscrupulous loan providers to take advantage of unsophisticated borrowers. Adjustable- ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Postcards Picture Perfect Promotion
There is a simple but almost mystical law which governs promotion and marketing and their relationship to the amount of business generated: business will come in to the degree that you get your message out, promote, let people know you are there, advertise, write to people, call people, e-mail ... more...

Estimating Home Improvements
To be successful, every home improvement project should be based on a sound plan. There are an abundance of books and other publications available, where you can get some great ideas. After you decide exactly what you want to do, try to estimate your costs as accurately as possible. Making a rough ... more...

Do You Have a "Master" Bedroom? You Shouldn't! Tips for Remodeling Your Bedroom
The word "master" is an antiquated term that suggests control, domination, and inequality, and in today's cooperative partner and/or single parent household, the label "master suite" has become obsolete. In that light, master bedrooms would more properly be called "main bedrooms" in todays society ... more...

A Writer's Life
Ever wonder what an authors life is like? What that breathing, sweating, hungry, weary, bona fide guy does when hes not at the keyboard? How does his day job affect his writing? When hes mowing the lawn, grocery shopping, or babysitting grandchildren what goes through his mind? Is he sucking ... more...

Identity Theft : They Got Him
His hard earned money? Gone. Creditors on his back everyday. Police knocking on his door. His family strained to the breaking point. He didn't do anything wrong but my business partner's life got turned upside down a few years back. He became a victim of what is now the fastest growing crime in the ... more...

7 Mortgage Marketing Tips for Loan Officers
It is our intention that these marketing tips will help you avoid common mistakes made by the majority of loan officers. Heed this advice!Mortgage Marketing Tip #1Make your advertising and print media more effective by having a headline on everything: letters, greeting cards, ads, everything ... more...

The Perfect Book and Where to Find It!
If I was asked to describe the perfect book, one thats in high demand, moves off the shelves quickly, costs little or nothing to produce, involves the least amount of work possible, and offers multi-income streams, Id say it included one, preferably more of the following features:It Must Be Quick ... more...

The Monster's Mother
Somewhere in the world, every eight seconds, a mother is throwing her hands in the air and declaring that her child is a little monster. But for Echidna it was the literal truth.Echidna was called the mother of all monsters, although her children numbered no more than a dozen or so, and many were ... more...

Writing Makes Me a Nervous Wreck
If youve never written a book, then you probably do not know about the absolutely hair-raising, hair pulling, hair losing, event of meeting a deadline. It is somewhat like article or column writing. Except, when you write a book, you agonize to the point of losing sleep, losing your appetite, ... more...

Entrepreneurs (or Anybody Else): If You Must Use Credit Cards, Practice 'Safe Swiping'
But Everybodys Doing It Are you familiar with that plea some children make in an attempt to get what they want based on the behavior of their peers: But everybodys doing it? Should you, as a business founder or one who wants to be, use credit cards, just because a majority of your peers are using ... more...

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