Why Your Credit Score Matters
Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit rating is the most important factor in determining your credit APR when you apply for any type of credit: credit cards, 0% APR transfer offers as ... more...

Debt Management Watch Out for Bank Fees!
During the last twenty years, banks have offered a number of improvements in the area of being customer-friendly. The old 9 AM 2 PM bankers hours are gone, replaced by a schedule that makes it easy for most people to visit when the bank is open. Automatic teller machines are ubiquitous, making ... more...

The Truth About Shopping for Mortgage Rates
With so much lender advertising focusing just on rates, you may not be aware of the importance in choosing an experienced, reliable loan professional who can match you with the appropriate loan program. Good loan officers and mortgage brokers may quote todays rate when asked, but they will quickly ... more...

How To Get A Credit Card No Matter How Bad Your Credit Rating
Your credit is bad. Perhaps you have a string of unpaid bills haunting your past. Maybe you declared bankruptcy within the past 10 years, or defaulted on a student loan.All of the above can block your access to obtaining a major credit card, such as VISA or Mastercard.But bad credit is not the ... more...

Bad Credit Personal Loans: Breaking Barriers Encompassing Bad Credit
In the phrase bad credit, what is important is - 'credit'. If you get that part then bad credit will no longer pose as a liability. Bad credit is conceived by people as something that will prevent them from getting loans. This might have been true few years back. But the configurations of loan ... more...

Positioning Your Company for Debt Financing
Positioning Your Company for Debt Financing:There was a time in the old days when going to the bank was the only way to get outside capital for your business. These days with the explosion of raising equity investment, many of the guidelines for running a company have been revolutionized. ... more...

Taking Control of Your Credit History
Your credit history is important; in fact, in this day and age, only family and your time are more important than your credit history! The first time you established a payment commitment over a period of time for a purchase, you began your history of credit, and the credit bureau created your ... more...

Nashville Mortgage Companies
You've entered into a contract to purchase your new home. The sellers are anxious to see if you can come up with a loan and you are pressed for time. What to do? Research, my friend. The internet can turn up answers for you in mere moments thereby helping you to find a local lender fast.Every day ... more...

Personal Bankruptcy If It's Unavoidable, File Now
The Bankruptcy Abuse and Consumer Protection Act, signed into law by President Bush last April, promises changes to Federal bankruptcy law that have been long sought by the lending industry. The bill promises sweeping changes to Federal law, and will make it much harder for the average consumer ... more...