Factoring. Cash Without Borrowing
How to Increase Cash Flow Without BorrowingCash flow is one of the main reasons businesses fail. At one time or another, every business, even successful ones, have experienced poor cash flow. Cash flow does not have to be a problem any more. Do not be fooled -- banks are not the only places you can ... more...

The SBA's Savviest Program
Forget everything youve ever heard about the U.S. Small Business Administration (SBA). The negative connotations may have been warranted in the past, but the SBA is different these days. The SBA is worth every penny of its more than $22 billion budget on the basis of a single program alone: the ... more...

Bad Credit Loans Much Needed Money in the Most Testing Times
For people who do not know much about bad credit, it will often be incomprehensible as to why a financial product has been devoted solely to cater to the class. Nonetheless, the proportions that bad credit people constitute of the population, justifies the creation of a separate loan category. It ... more...

Ask the Expert: When Do I Refinance My Home?
Home refinancing is a wonderful financial tool for homeowners to use for debt management to investments. If the home refinance is used correctly, wisely, and at the right time, the benefits from the refinance can improve the financial picture of the homeowner. There is no cookie cutter approach ... more...

Entrepreneurs (or Anybody Else): If You Must Use Credit Cards, Practice 'Safe Swiping'
But Everybodys Doing It Are you familiar with that plea some children make in an attempt to get what they want based on the behavior of their peers: But everybodys doing it? Should you, as a business founder or one who wants to be, use credit cards, just because a majority of your peers are using ... more...

Real Estate: Will the Mortgage Lending Market Hit the Wall?
At a distance, it is hard to tell when a freight train is about to hit a wall. You might hear screeching, whistle blowing or even screams just minutes before. But what about the drunken mortgage lending market? What sounds should we expect to hear as this market speeds toward the proverbial wall? ... more...

The Wealth Effect and Real Estate: the Pro's and Con's
Consumerism these days in both the United States and Canada is at its peak in light of the buoyant real estate market. Consumerism is a side-effect of capitalism - the good capitalism as Adam Smith might have called it. Consumerism is that particular economic niche where you find wealthy consumers ... more...

When to Use Online Lending Services
If you're in the market for a loan but aren't sure where to look in order to get the best deal, you might want to take a moment to consider online lending services. While online lenders aren't always the best choice for all circumstances, you might find that online loan providers are surprisingly ... more...

What is a Predatory Lender?
Several months ago, the 3,000-member California Association of Mortgage Brokers (CAMB) created the first real definition to describe the abusive lending practices of predatory lenders. According to the CAMB, predatory lending was described as "placing consumers in loan products with significantly ... more...