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Interest-Only Mortgage Tutorial
Here is what you will learn in this tutorial: 1. What is an interest-only mortgage? 2. For what types of borrowers is it suitable? 3. What are the hazards you should watch out for? 4. What information do you need to assess an IO mortgage? 5. How ... more...

Is Unused Home Equity a "Missed Fortune"?
18 July 2005 "I don?t understand why a Wharton professor would not recognize that unused home equity is a missed opportunity? Isn?t home equity safer in a conservative side fund than buried in the house earning a 0 percent return?" The New and Old Wisdoms of ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Index
Index A published interest rate against which lenders measure the difference between the current interest rate on an adjustable rate mortgage and that earned by other investments (such as one- three-, and five-year U.S. Treasury security yields, the monthly average interest rate ... more...

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Get Free learn about investments Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

A Primer on Life Insurance for Mothers
One of my client's wives paid me a visit to ask about life insurance, a product I was well acquainted with. She told me that she and her husband were visited last night by a life insurance agent. "Jan, what did he try to sell you?""A $90,000 whole life policy with an annual premium of $500. Is ... more...

Switching Careers - 7 Key Steps
Are you thinking about switching careers? If you are, you're not alone. Most Americans switch careers three times in their lifetime. Nevertheless, switching careers is scary. And it's especially paralyzing the older you get. But making a career switch is very possible and much more common than ... more...

Growing Palms
Palms Everybody recognises palm trees, they are the universal symbol for the tropics but many are hardy enough for our temperate climate gardens. Until recently New Zealand gardeners have had only a very limited range of palms to choose from. In the last five years the range has grown enormously as ... more...

Reincarnation and Karma: Questions and Answers
When I listen to people on TV that talk to spirits that have passed on, they say that we chose to come back as who we are in this life, so that almost sounds like it was a script we chose to live out. That seems to be that it was all written and what happens is predisposed.We do indeed determine ... more...

High Tension for the Buyer and Seller of Real Estate Can Be Reduced
Tensions can run high in both the selling and buying of real estate. After all, there is a lot of money and emotion involved! There are also time pressures and numerous privacy issues to deal with. The sale and purchase of real estate can be a lengthy process involving numerous professionals from ... more...

10 Secrets to a Successful Stress-Free Wedding
Your wedding is supposed to be the most important day in a your life, and yet for many, just getting there in one piece is harder than fitting stilettos on an elephant. Why is it so difficult? The biggest problem is stress and how the interplay of all the different participants at your wedding ... more...

Are You an Achiever or are You an EXCUSIOLOGIST?
It would be a fairly safe bet that if you are reading this article then you are on the lookout for something more in your life than what you already have.Whether you are searching for a new business, a new opportunity, a part-time income or even a lotto system it all stems from one source - ... more...

Are you in a Really Communicative Second Language Classroom?
In this new installment of our mini-articles on second language acquisition, I would like to address a concern common both in teachers and in students. Almost everyone has heard about the need for authentic communication in the classroom and almost every single course on the market and even ... more...

How To Overcome Obstacles to an Online Business
Did you know that 95 to 99 percent of all Internet businesses fail within their first year!Everywhere you look on the Internet you'll find opportunities. There are so much tempting promises of 'get rich easy' schemes. It's like playing the lottery and win all the time. Now, how often does that ... more...

Loan Officer Websites: Your Marketing Hub to Magnetize Realtors
Too many loan officer websites look like congested intersections, information running every which way. Fancy gadgets, like calculators, online application submission forms and loan programs filled with jargon that customers dont understand.You cant tell the difference from one loan officer web site ... more...

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30 Yr Fixed Rate
15 Yr Fixed Rate
5/1, 3/1 ARM
CODI
COSI
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COFI 11th District, Federal
12 Month LIBOR (USD)
1 Year CMT
Market Indexes Info
WSJ Prime Rate
FNMA
Federal Funds
30 Year Treasury

 

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