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Interest-Only Mortgage Tutorial
Here is what you will learn in this tutorial: 1. What is an interest-only mortgage? 2. For what types of borrowers is it suitable? 3. What are the hazards you should watch out for? 4. What information do you need to assess an IO mortgage? 5. How ... more...

Is Unused Home Equity a "Missed Fortune"?
18 July 2005 "I don?t understand why a Wharton professor would not recognize that unused home equity is a missed opportunity? Isn?t home equity safer in a conservative side fund than buried in the house earning a 0 percent return?" The New and Old Wisdoms of ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Index
Index A published interest rate against which lenders measure the difference between the current interest rate on an adjustable rate mortgage and that earned by other investments (such as one- three-, and five-year U.S. Treasury security yields, the monthly average interest rate ... more...

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Get Free learn about investments Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Out of Credit Card Debt - Without Filing Bankruptcy
To be out of credit card debt is your dream and youre tired of the redundant advice to live within your means. Look no further.Most people that give advice about how to get out of debt, have absolutely no clue why things are the way they are. None of them have ever looked to the source of the ... more...

Purchasing Property With No Money Down: My Personal Experience
Have you ever seen those infomercials about buying houses with No Money Down? They are really well done. They have all kinds of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely no money out of their pocket. You see this guy, standing ... more...

Best Four Letter Words For Parents
Rearing children has never been an easy task. Children are human beings in an underdeveloped state and just like their adult counterparts; they exhibit personality traits that can be challenging. Unfortunately, more and more parents are opting for the easy way out and not promoting healthy ... more...

What Kind of Business Should I Start?
Its not uncommon to reach your 30s, 40s or even 50s and still wonder, What do I want to be when I grow up? Few people are fortunate enough to be certain of their destinies early on and the rest of us are forced to do some soul searching.The desire to own a business is becoming more common as ... more...

Interview with Kathy Mazur, author of "Its Springtime in My Backyard"
How fun to have Kathy Mazur with us today. Kathy and her daughter Lauren experience the wonderment of nature in their own backyard and capture it in a wonderful childrens book. Welcome Kathy.Irene: Its Springtime in my Backyard sounds like such a delightful book for children between ages 4 and 8. ... more...

Challenging the Gospel of Growth -- Must Business Grow to Survive?
A cherished business doctrine is that growth must be a primary business purpose: grow or perish is a mostly unquestioned truth. At South Mountain we favor certain kinds of growth, but not expansion for its own sake, which author Edward Abbey described as the ideology of the cancer cell. We embrace ... more...

Loan Officer Marketing How Branding Shapes Your Prospects Perceptions
Social scientists have proven that people experience what they come to expect. Its like the first time you watched your favorite movie. Before you saw it maybe you read a favorable movie critics review, or a friend told you it was a great, or your favorite filmmaker directed the movie.But before ... more...

The Truth About Grants
I dont know about you, but hardly a day goes by I dont receive spam emails about grants. Spam that absolutely promises me I can buy a book and get a $30,000 grant, just for being alive on the planet. Spam that assures me there are grants available to pay my credit card bills, start any kind of ... more...

Career Success Through Loving What You Do
Rumor has it that most people are living lives of quiet desperation, not engaged in work that brings them fulfillment. If thats true for you, take heart. There is a way for you to love what you do and do what you love.Some people set out working in organizations or committed to jobs only to find ... more...

Home Buying Tip: Know Your Rights Under RESPA
Buying a home can be a complicated and confusing process. It's also probably the biggest investment you'll ever make.These two factors combined add up to this - you need to be well informed about your home buying rights.Here's the most valuable home buying tip you'll ever receive: Learn about RESPA ... more...

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Mortgage Indexes Info
30 Yr Fixed Rate
15 Yr Fixed Rate
5/1, 3/1 ARM
CODI
COSI
12 MTA
COFI 11th District, Federal
12 Month LIBOR (USD)
1 Year CMT
Market Indexes Info
WSJ Prime Rate
FNMA
Federal Funds
30 Year Treasury

 

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