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Upfront Mortgage Brokers Listed by State
IMPORTANT NOTICE:  BEFORE CONTACTING BROKERS LISTED BELOW, READ  "HOW TO DEAL WITH A UMB" Upfront Mortgage Brokers as of December 10, 2005  Arizona Resident Brokers Keith Carothers, AZ Mortgage Dr. Fee: Negotiated on a case-by-case basis www.azmortgagedr ... more...

Using a Second Mortgage to Avoid a Jumbo Loan
January 27, 1999 "I was recently advised to reduce my loan amount from $245,000 to $240,000 on the grounds that above $240,000 the interest rate is significantly higher. Is that right?" Yes. Two "government sponsored enterprises", Fannie Mae and Freddie ... more...

jumbo metal storage cabinets related definitions

Jumbo Loan
Jumbo Loan A loan that is larger than the limits set yearly by Fannie Mae and Freddie Mac ($359,650 as of 1/1/2005). Because jumbo loans cannot be funded by these two agencies, jumbo loans usually carry a higher interest rate. Also called a non-conforming loan. For Alaska, ... more...

Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

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Not Everyone is Buying or Selling, Some are Doing Both
As if one real estate transaction is not hectic enough many of us end up needing to sell one place in order to move up to the next this is the real estate catch 22. Do we buy first?? Do we sell first?? If we are fortunate, these events occur at the same time, but that is not always the case. The ... more...

Uncle Sam is Ready...Are You? Organizing Tips for Tax Time
Anyone who is closely related to an accountant knows that there are not four, but five seasons in a year: Spring, Summer, Fall, Winter, and 'Tax Season.' During the other seasons, we accumulate leaves, snow, and mosquito bites. During 'Tax Season' we accumulate paper. And more paper. And if you ... more...

Face Of Jesus Appears In Pancakes And Toast
These days when it comes to Jesus appearing in breakfast food, you have to have more faith than ever. Specifically, you need faith that some clever eBay profiteer hasn't purposefully anointed the Anointed One on a piece of toast or a pancake just to make a buck.In early February 2006, Mike Thompson ... more...

Getting Ready to Sell Your Property
We all have had the experience of someone important coming to the house and whether the visitor is an in-law, an old friend, or business associate you know the drill: Have the house in "show" condition.For investors the situation is much the same: First impressions count!!!! Even though you may ... more...

Before You Take the Entrepreneurial Plunge, Consider Various Business Models
There are some business models that are more accessible than others, to individuals who have little or no collateral, little or no cash, little or no entrepreneurial experience, little or no training, and little or no choice but to pursue an entrepreneurial dream without the benefit of resources ... more...

Sub-Prime Mortgage Loan - How Sub-Prime Loans Differ from Conventional Loans
Sub-prime mortgage loans offer more flexibility than their conventional mortgage loan cousins. With terms determined by Freddie Mac and Fannie Mae, conventional loans have strict guidelines on loan amounts, terms, and PMI requirements. With sub-prime mortgages, lenders can provide more ... more...

Low Credit Score Mortgage Loans - How to Get a Better Loan Rate
Loan rates depend on many factors outside of market rates. Your credit score, the propertys value, and company policies all affect what you will pay for your mortgage. With so many variables, you can get a better loan rate with some careful research.Revaluate Your Credit ProfileThere are many ... more...

Pairs/Groups Of Words Often Confused - Part 4 of 6
LATER, LATTERLater means afterwards; latter is the second of two things."Later that day we went for a walk.""We have two choices. The latter is the more reliable, but the former would be cheaper."LAY, LAIDThis pair confuses writers almost more than any other."He lay on his bed." Although this ... more...

The Art of Diecast Collecting
Collecting diecast vehicles consists of acquiring specific items based on your particular interests, such as airplanes, cars, trains, ship models, etc. Although some people just accumulate them, this is a passionate hobby for most folks, in which the genuine collector organizes carefully those ... more...

Rental Properties In Chicago Illinois
Renting a property is usually quite a straightforward affair. However, renting a property and finding rental properties that are of good value for money are two completely different things. If you are searching for a house to rent, you would be wise to research the current rates, and look around ... more...

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