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Upfront Mortgage Brokers Listed by State
IMPORTANT NOTICE:  BEFORE CONTACTING BROKERS LISTED BELOW, READ  "HOW TO DEAL WITH A UMB" Upfront Mortgage Brokers as of December 10, 2005  Arizona Resident Brokers Keith Carothers, AZ Mortgage Dr. Fee: Negotiated on a case-by-case basis www.azmortgagedr ... more...

Using a Second Mortgage to Avoid a Jumbo Loan
January 27, 1999 "I was recently advised to reduce my loan amount from $245,000 to $240,000 on the grounds that above $240,000 the interest rate is significantly higher. Is that right?" Yes. Two "government sponsored enterprises", Fannie Mae and Freddie ... more...

jumbo metal storage cabinets related definitions

Jumbo Loan
Jumbo Loan A loan that is larger than the limits set yearly by Fannie Mae and Freddie Mac ($359,650 as of 1/1/2005). Because jumbo loans cannot be funded by these two agencies, jumbo loans usually carry a higher interest rate. Also called a non-conforming loan. For Alaska, ... more...

Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Used Car Buyers Beware Of Flood Damages
The risk of buying a vehicle with flood damage goes up significantly and along with high demand and low volume, it is likely the price will also increase for used cars in the affected market area.While a vast majority of the vehicles will be considered a Total Loss by insurance companies and ... more...

The "Credit Card Debt Termination" Scam
"Legally terminate credit card debt! You can be debt-free in 4-6 months!" Advertisements like this are for a new type of program that has spread via the Internet over the past few years. It's called "Credit Card Debt Termination," and victims are paying $1,000s for this bogus service. One victim I ... more...

How to Convert Your Real Estate Notes into Quick Cash
If youre a real estate investor needing quick cash, selling your notes could offer a fast, easy solution. It can happen to anyone. You find yourself in a situation where you need a chunk of cashinstantly. Maybe you have to handle an emergency or simply want to free up funds to invest elsewhere. ... more...

4 Ways To A Low Mortgage Interest Rate
It is natural to want the lowest possible interest rate on your mortgage loan. A lower interest rate results in a lower monthly payment or allows you to afford more house for the same monthly payment. Here are four quick ways to get a lower interest rate on your next mortgage loan.1. Shorten The ... more...

Kitchen Faucet Buying tips
A durable and stylish kitchen faucet or bath faucet blends together function and aesthetics. The well made faucet makes life a lot easier. Excellent valve mechanism and more durable finishes boost longevity and looks.Here are six steps in choosing the right faucet for you:1. Two-handle designs, ... more...

How Identity Theft Occurs
In the course of a busy day, you may write a cheque at the grocery shop, charge theatre tickets, rent a car, post your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don't give these everyday transactions a second thought. But an identity ... more...

Rehab Your Way to Wealth: The Quick Way to Fixer-Upper Success
Completely rebuilding a house is not necessary to make money in investment real estate. Most times, if you have bought smart, you wont have to make a huge improvements on your investment property. Look for places that need only a small amount of work. For example, look for a property that ... more...

Explanation of Region Free DVD Players that Can and Cannot Play CD-R and CD-RW
The more advanced DVD players are capable of playing back a wide range of drives, besides just DVDs. The DVD players can play back DVD RAM, DVD-R, DVD-RW, DVD+R, DVD+RW, CD audio, CD-R, CD-RW, MP3, WMA, JPEG, MPEG 4, VCR, picture CD, SVCD, DVCD, and DivX. These DVD players are available with ... more...

Homeowners Association In Alpine California
Homeowners Associations, or HAs, are legal entities created to maintain common areas and maintain deed restrictions. Most condominium and townhome developments, and many newer single-family subdivisions, have HAs, which are usually created when the development is built. Covenants, Conditions and ... more...

Sell Your Income Property For More
Selling income property isn't like selling a house. You can paint a house, and get a little more because it looks nice. Rental property is different, because it's bought by investors, who look at income more than new paint. Raise income, and you increase value.Let's assume investors in your area ... more...

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