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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more... Is Credit Scoring Fair to Minorities? December 21, 1998 "I was shocked to discover recently that my credit rating, called a 'FICO score', was poor, due largely to a 90-day past-due bill that I have every year because my work is seasonal. Comes the spring I always pay the bills in full? Most of my ... more... |
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fair credit repoting act related definitions |
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Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more... Equal Credit Oportunity Act Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more... |
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More about fair credit repoting act Planning for Your Financial Future Personal Loans for Bad Credit: Straightening Deformed Credit Utah Mortgage Broker Stop Struggling Because Of Poor Credit And Improve Credit Rating Now Choosing the Right Debt Management Service Identity Theft Protection & Prevention: Prevent ID Internet Fraud The Right Way To Credit Repair Finding What is on Your Credit Report Protect Your Assets and Your Financial Future Stop Debt Collectors
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