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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more... Is Credit Scoring Fair to Minorities? December 21, 1998 "I was shocked to discover recently that my credit rating, called a 'FICO score', was poor, due largely to a 90-day past-due bill that I have every year because my work is seasonal. Comes the spring I always pay the bills in full? Most of my ... more... |
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fair credit repoting act related definitions |
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Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more... Equal Credit Oportunity Act Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more... |
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More about fair credit repoting act Different Ways Of Dealing With Debt Asset Searching for Recovery Actions - The Decision Maker's Critical Tool Part 1 What To Expect From A Credit Repair Company Identity Theft Recovery: The Road Back Everything You Always Wanted To Know About Your Credit Report Universal Default Tips On Avoiding The Trap Buying Foreclosure Property Repair Your Credit - The Right Way! How Healthy Is Your Credit My Credit Affects My Car Insurance Rate?
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