Do You Know The Score And What Does FICO Have To Do With It?
Your credit score is also commonly known as your FICO score. So what is your FICO score? FICO (Fair Isaac and Company Inc) is the credit rating that determines whether or not you get to finance that first car, purchase that first home or buy just about anything else you might want using credit. ... more...

Steps You Can Take To Protect Your Financial Information and Personal Identity From Fraud
Financial fraud and identity fraud are one of the fasted growing forms of fraud. The first line of defense to protecting yourself begins with you. Here are some steps you can take to help you protect and fight against financial and identity fraud.1. Review and Protect Your Information - The ... more...

California Bad Credit Loans - Exploring FICO Scores
An individuals credit score is a number that ranges from 850 (perfect) to 300 (very poor) and is used by financial institutions to judge the level of risk of a borrower. Lending institutions use credit scores to determine interest rates and credit limits for a borrower. A borrowers credit score is ... more...

Watch Out For Credit Repairs
It is very easy to find a site that is neat, professional-looking, and one that offers a free three-agency credit report and free credit report without a credit card.This scam is too good to be true. Usually the only catch is an upfront charge to the consumer of $7.95 or something similar for each ... more...

Credit Report How Your Credit Score is Determined
Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills their entire credit report down to a three-digit numeral. ... more...

Getting Your Credit Report and Understanding What's On It
If you intend to apply for a loan, you need to obtain your credit score. Understanding what this score means will allow you to make the loan process easier and quicker. Let's face it; most people want the loan process to be as painless as possible. Obtaining and understanding your credit score will ... more...

Taking the Edge Off of Military Motorcycle Loans
So you have decided you want a motorcycle and you know you need a loan. Being in the military youre probably moving a lot and one of your main obstacles will be the accuracy of your personal information on your credit report. If your credit report doesnt have your current address, this puts you at ... more...

Home Buying Terminology -- What is FICO?
When applying for a mortgage loan, you'll likely encounter the term "FICO" at some point. And even if you don't hear the phrase mentioned, FICO is there in the background, affecting your chances of loan approval and influencing your interest rate.So what is FICO, and how does it affect your chances ... more...

Credit Help for Real Estate Financing: Credit Scores
When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect ... more...