How To Repair A Bad Credit History
We all get into financially tight situations from time to time. Short term financial demands can catch anyone by surprise. It could be around the birth of a new child, medical expenses or just Christmas or birthdays. Whatever the reason, without care, financially tight situations can result in a ... more...

How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards and others dont? What do car dealers know about your financial health that you dont know? The answer is your credit score.Your credit score is a number generated by a mathematical formula to estimate how likely you are to pay your bills. ... more...

Chex Systems Why Every American Needs To Guard His Checking Account With His Life
Most Americans have been brought up to be concerned about a good personal credit rating, because of the role a positive rating can play in your long term plans; purchasing a home, buying a car, getting a business loan, etc. They have also been made to understand that the premier organizations that ... more...

Home Buying Process: 15 Tips for First Time Home Buyers
As a first time home buyer, you probably need all the advice you can get. That's why I've collected what I feel are the top 15 pieces of advice for first time buyers. These tips will help make your home buying process a smooth one!1. Get a copy of your credit report. Obtain a copy of your credit ... more...

Establishing Credit
Establishing credit is very important. Whether you have previously had a good credit standing and lost it, or you are just beginning to accumulate credit and establish a credit rating, a few standard concepts will help you establish a good credit rating.The principle way that a lending agency ... more...

Legislators Ponder New Credit Protection Laws
Legislators in Washington, D.C. are considering several credit-related consumer protections as outlined in The Fair and Accurate Credit Transaction Act of 2003 (H.R. 2622). If approved, consumers could benefit from the most wide-ranging changes to the rules covering consumers and credit in decades ... more...

Credit Reports Inside and Out
The Credit Report is like your scorecard in the lending world. Every time you prepare yourself to acquire or purchase something that requires financial assistance from a lending institution, your credit report will be your presentation card.You also need to realize that other entities like ... more...

Comprehending a Credit Report
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report arrives you ... more...

Fantasy Credit Report
Your Credit Report (the Boring Part)Your online credit report is a collection of files and records pertaining to your credit history. It is often referenced for hiring, renting, mortgages, loans, background checks and many other situations which may require an involvement of a larger sum of your ... more...