What is credit history - Fair Isaac Corporation Credit or FICO Score



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Mortgage Professor about credit history:

What Is a Credit Report?
September 10, 2003 A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report shows some personal information including social security number; current and past ... more...

Pay Down Debt or Pay More Down?
September 4, 2001 "We plan to sell our condo and buy a house. We expect to get enough money from the proceeds (after commissions, closing costs, etc.) to pay off our debts, or make a down payment, but we can't do both. Which will allow us to buy the most house? ... more...

credit history related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about credit history

Get Free credit history Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Fair Isaac Corporation Credit or FICO Score
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California. FICO, put simply, is a person's credit score. A credit score can be used by a potential lender in making a judgement on whether to grant you credit or ... more...

Bad Credit Debt Consolidation Loans - An Opportunity Beyond Belief
Every one now a day requires money for different purposes it may be for personal purposes, home improvement, wedding or for the educational purposes. Every one may not have enough money by themselves to fund the event by individually so a loan is a very important tool, which can help us, reach the ... more...

Discover the Parts of a Credit Report and What They Mean
So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your landlord to your employer to a potential lender. Fortunately, ... more...

How to Restore Your Credit after a Bankruptcy
It is unfortunate that many bankruptcy attorneys do not give their clients more direction with regard to restoring themselves after their bankruptcy. There are some simple steps that anyone who files a bankruptcy needs to take in order to restore themselves financially.Using these steps below, you ... more...

UK Loans Guide - Channelising Your Rising Budget in a Productive Mmanner
Every unknown road needs a milestone to configure where it leads. Every loan type in UK requires a guide to steer through the loans market. The vastness of loans in UK is exhaustive. Loan borrowing in UK is growing by the day. Loan process has been considerably simplified leading to opening of new ... more...

Bad Credit Home Loans
There was a time that seems like decades ago when people with less than pristine credit were not able to get home loans. At that time people with bad credit were all but assured that their dreams of homeownership would never come to fruition. Luckily, for many people, those days are long gone ... more...

Demystify the Allegorical Misinterpretation of Bad Credit Personal Loans
Every time you go for a loan, the bad credit trademark hits you where it should your odds at finding a loan. For bad credit personal loan, it is necessary to discover your standing as a loan claimant. Loan borrowing is promoted as a much elementary process. And so is loan borrowing for bad credit. ... more...

No Credit Car Loans - Even With No Credit History, You Can Still Get Approved
Even it you have no credit history, you can still get approved for a car loan. With a car loan, you can purchase your vehicle and build your credit history. Online car loan lenders make shopping easy, and you can find low rates compared to traditional banks.Get StartedBefore you launch into car ... more...

Guide to Bad Credit Loans
Here is a useful guide to Bad Credit loans. Bad credit loans mean that you are taking out a loan that may depend on your credit history. Your credit history includes county court judgements, and defaults on repayments of previous loans or financial transactions. To the loan officer in your bank, ... more...

How your Personal Credit Score Helps Generate Capital
Generating capital for your business is highly dependent on your personal credit score. Your Payment History makes up 35% of your entire personal credit score. The other key indicators that make up your credit score are Length of Credit History, New Credit, Types of Credit Used, and Amounts Owed. ... more...

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