Poor Credit Mortgage Reigns High Among Mortgages Available to Bad Credit Borrowers
Like a big brother keeping notes of the erring behaviour of his younger sibling, credit reference agencies like Experian and Equifax maintain a record of each person entering into credit transaction. While a few instances of arrears are considered admissible, as the incidence of bad credit ... more...

Credit: Student Credit Cards 101
Almost all students have and use student credit cards. Some of the students use them wisely and build for them an early credit history but others accumulate lots of debts that would have to be paid off once the student life is over. Students that have a credit card should learn how to take charge ... more...

College Students and Credit Cards - Avoid the Financial Traps
Unfortunately, this is the case for many graduating students. You may have seen recent reports and news stories about enormous student credit card debt. Or worse, you may be experiencing it firsthand! You are not alone.According to Nellie Mae, a leading provider of higher education loans, a study ... more...

Don't Fall For A Scheme When Trying To Rebuild Your Credit History
For people with a spotty credit history or bad credit, getting approved for a standard credit card can be difficult, if not impossible. There are a number of credit card options that are aimed specifically at people who have bad credit and are trying to rebuild or repair it. There are also, ... more...

Subprime Mortgage Lenders - Sub-prime Loans Now Available Through Traditional Lenders
Sub-prime loans are becoming more readily available through traditional lenders. Even with a bankruptcy or foreclose in your credit history, you can still find financing for the purchase of your home. The key to sub-prime mortgages is to do your research and compare both terms and rates.Your Credit ... more...

Mortgage Prequalification
How do I get Prequalified mortgage and how much can I spend on a house mortgage? Fill out one of the forms to get prequalified. You will be able to know how much you qualify for, or if you do not automatically mortgage prequalify, you will be given advice. Prequalify Forms Fill out this ... more...

Adverse Credit Secured Loans Setting Aside the Credit Report
The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show itself in the credit file, earning the debtor an adverse credit history for the nest six years, sometimes even larger. A group of loan providers, who would like to ensure maximum safety of the ... more...

Five Simple Steps You Can Take to Improve Your Credit Score
You can improve your credit score by taking a few simple steps such as paying down your debt, reduce credit card charges, not opening new credit, and avoid filing bankruptcy.1. Pay your bills on time.Your payment history is the single most important factor in determining your credit score. In fact ... more...

What Is A FICO Score?
Your FICO score or credit score as its commonly called is a very important calculation that can control whether or not you are eligible to receive credit and if eligible the terms you can receive credit under. Failure to understand the impact this score can have on you future purchasing power and ... more...