Payday Loan Qualifications - What to Expect
Payday loan qualifications are different from other types of short-term loans. By establishing that you have a monthly income and meet other minimum requirements, you can receive a loan even if you have poor credit.Established Regular IncomeOne of the prime requirements for a payday loan is that ... more...

The Need for Employment Background Checks
Depending on your state and what type of business you are in, employee background checks may or may not be mandated by law. In businesses that deal with children or seniors, Federal law requires background checks on all employees and/or volunteers. The reasons should be obvious: the Federal ... more...

Preventing Identity Theft
Preventing identity theft is never foolproof but here are some good tips that will make it more difficult for anyone to steal your personal information.The first and most important step for preventing identity theft is keeping a close watch on all of your personal information and your credit report ... more...

The Real Estate Cycle
The real estate cycle, like the business cycle, refers to the activity of the real estate market as it reacts to the forces of supply and demand.Supply and demand.When demand for a product, such as housing, exceeds the supply, the price for the product tends to increase. In real estate this ... more...

April Fool's Day: Playing with Fire
April Fool's Day has been around since at least 1582. That's when France changed from the Julian calendar to the Gregorian. Before that time, the New Year was celebrated for eight days, leading up to April 1. But when the Gregorian calendar became official, New Year's Day became January 1.Back then ... more...

The Value of Foreclosed Property
The discount on a foreclosed property is not as great if the state allows deficiency judgments by lenders against borrowers. In contrast, the discount is larger if the property is being sold in a state that requires foreclosures to proceed through the judicial system. Lastly, appraisals seem to be ... more...

Monetary Flows, Consumer Debt, Policy, Trade Deficit and Reality
America has some monetary issues, which need to be addressed. First consumer debt is at issue; the average consumer is upside down in their cars, over extended on credit card debt and living in a house, which they may have 10-15% equity and probably less with all these new home sales on 2-3% down ... more...

For Sale by Owner - FSBO
On the positive side -Selling a home will save you literally thousands of dollars in real estate commissions. You are in control of the sale process from deciding when to show and where to advertise. Since it is your home you will be motivated to make it a priority.On the negative side -You will ... more...

The Secrets To Successfully Starting Your Own Business
The Dream is, and always will be, to come up with an idea, start a business and become rich from your own efforts. Based upon this motivation, thousands of businesses fail each year, due primarily to not being familiar with the basics involved in running a business.This report will enlighten you, ... more...