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Why Do Borrowers Pay For Mortgage Insurance?
December 20, 1999 "I know that this must be a na?ve question, but since mortgage insurance protects the lender, why doesn't the lender pay for it?" The question is not na?ve. Lenders require private ... more...

What's the Remedy for Predatory Lending?
August 20, 2001 "How do we get rid of predatory lending?" Community Action There are 4 general approaches to getting rid of predatory lending.  The first is to identify predators and either persuade them to change their practices or counsel consumers to ... more...

copyright laws related definitions

Deed
Deed A written document by which title to real property is transferred from one owner to another. The deed should contain an accurate description of the property being conveyed, should be signed and witnessed according to the laws of the ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get Free copyright laws Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Online Mortgage Quote: Why You May Not Be Getting The Best Rate
While shopping online for online mortgage quote can be great in terms of saving time and convenience, it wont necessarily get you the best deals available. What you save depends to a great extent on the way you negotiate with lenders for the online mortgage quote. Like with any negotiation, you get ... more...

Calamity or Prophecy? You be the Judge
Hello Friends,As many have heard, China suffered the damage of a typhoon (Hurricane) which passed through the weekend of Sept. 11, 2005. As of Sept.12, 7 died and over a million evacuated. Do you notice how these calamities are coming in quicker succession with the passing of time?Isaiah 24:4, 5 ... more...

Is the Credit Repair Business a Scam or Solution?
Despite the massive efforts of the credit reporting agencies to convince you otherwise, there are many credit repair companies that are no different than most other services. Like all industries, less-than-honest companies do exist and are damaging to their clients and to the credit repair industry ... more...

10 Top Considerations For Those Buying Property Abroad
Are you one of a growing number of people considering buying a second home in the sun, an idyllic home from home abroad or a lucrative investment property overseas? If so youre not alone! Statistics show that globally were all on the move with a recent survey by YouGov revealing that 55% of adult ... more...

Family, Incest, and Law
Family Values in Ancient Times:Many people of the present make some very grave and disturbing assumptions about prior unethical behaviour by humans. My theories may be biased and overly appreciative of a time before Empire and there is less data due to the destructive power of Empire and the ... more...

Typical Rates & Fees Associated with Business Loans
When acquiring a business loan, one can expect to pay different rates and fees based upon the years the business has been in operation, the owners personal credit history, the businesss credit history, and whether or not the loan is secured or unsecured. If the loans are guaranteed, whether or not ... more...

Life Insurance and the Law - A Layman's Introduction
There are no laws in the UK that require a person to have life insurance. Its an entirely voluntary insurance. About 40% of the UK's working population are covered by life insurance either through their own policy or via an arrangement through their employer. So the simple things first. You have ... more...

Fast Payday Advance Know Your Rights
A payday loan can offer a quick fix to a short term financial emergency. However, you want to be sure that you dont get taken in by a shady lender. So know your legal rights before you sign any paperwork.Your RightsPayday loan lenders must abide by both federal and state laws. State laws will ... more...

Home Owners: Disclose the Facts!
One of the most common causes for disputes occurring after the sale of a home arise from the buyer finding defects in the property, defects which were not disclosed to him by the owner before the sale of the property. If you are the owner of a home that you are looking to sell, please be aware that ... more...

5 Things to Consider Prior to Starting an Online Business
Amount of Money Needed to Start BusinessIt is very important that the individual construct a spreadsheet showing how much money is going to be needed to start the online business. By having an approximate cost in mind, the prospective owner will know whether he/she can do so with the money that is ... more...

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