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Is Title Insurance Overpriced?
March 21, 2005 Title Insurance Fees Paid by Borrowers Include Referral Costs "I recently read that some of the large title insurance companies have been kicking back to home builders 50% of the premiums collected from the people who buy houses from the builders. Doesn ... more...

A "Bad Faith Estimate": Any Recourse?
19 April 2004, Postscript 18 June 2004 "At our closing last year, I was shocked to find that the title insurance cost was $800 higher than the estimate shown on a revised Good Faith Estimate (GFE) we had received several days before the closing. At the closing, held at ... more...

alpena company title related definitions

Title Insurance
Title Insurance A policy, issued by a title insurance company, which insures a home buyer against errors in the title search. The cost of the policy is usually a function of the value of the property, and is often borne by the purchaser and/or seller. Policies are also available ... more...

RESPA
Real Estate Settlement Procedure Act (RESPA) A federal law passed in 1974 that requires lenders to provide home mortgage borrowers in advance with information of known or estimated settlement costs. RESPA also limits the amount lenders may require to be held in escrow for ... more...

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Direct Marketing Brand Identity Guru Tips
If your company doesnt have a direct marketing program in place, a direct marketing agency can create one for you. A direct marketing company provides small to very large customizable ranges of business-to-business and business-to-consumer direct marketing options sure to fit your needs. From ... more...

10 Ways to Lower Your Auto Insurance
Nowadays, auto insurance is really expensive. A typical insurance policy can cost a few hundred dollars to a few thousand dollars a year. And the insurance rates you pay are hugely dependent on the insurance company or agent, your age, your car type, your driving record, and even the area you ... more...

Why Companies Thrive When Their Core Salues Sing
In a speech given at the American Accounting Associations annual meeting in 2003, Arthur Wyatt describes in detail, with particular reference to Anderson Accounting, how the majority of big accounting firms adherence to their professional core values slowly eroded over a period of 30 years. The ... more...

How To Choose The Right Debt Consolidation Company For You
Once you have determined that debt consolidation is in your best financial interest, then the next step is to do some serious research. Since rates, programs and service vary greatly with each organization, it is essential to shop around. Many desperate people have lost large amounts of money ... more...

Customer Finance Programs Key to Increasing Sales
While studies show that technology spending is once again on the rise, theres a reason you havent heard a collective sigh of relief from the software industry. While many budgets are once again allowing for the purchase of enterprise software, hardware and peripherals, theres no question that ... more...

Key Terms to Know When Buying a Home
Turn your dream of home ownership or moving up into a reality, but do it right. The real estate market is a difficult one, and should not be entered casually. There are so many legal/real estate terms, contracts, listing agreements, disclosure statements, title documents, etc. Getting as much good ... more...

Debt Consolidation Companies
Debt consolidation companies have dotted the debt solution landscape as a result of the critical financial conditions consumers find themselves in from heavy credit card debt and other unsecured loans. With approximately 80% of Americans in debt up to $10,000, some are exploring a debt ... more...

A Borrower's Guide to Bad Credit Loans UK
If you find yourself in a situation where you need bad credit loans UK , you might not know where to turn.You may have tried applying for loans in the past with no success, or may even have thought that there were no options available for people with less than perfect credit.Options do exist, ... more...

Unsecured Credit Cards
The unsecured credit card is the most popular type of credit card for general public use. Though both secured and unsecured are accepted virtually everywhere, the unsecured credit card is both more convenient and usually less costly to obtain for the consumer. The company issuing the unsecured ... more...

Debt Consolidation - Free Information About Consolidating Debt
Millions of consumers across the globe are searching for a way out of debt. Credit card bills, loans, and other unsecured debts have left many people unable to meet their monthly expenses. If you have found yourself in this position, don't feel alone. High interest rates and late charges can make ... more...

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