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Is Title Insurance Overpriced?
March 21, 2005 Title Insurance Fees Paid by Borrowers Include Referral Costs "I recently read that some of the large title insurance companies have been kicking back to home builders 50% of the premiums collected from the people who buy houses from the builders. Doesn ... more...

A "Bad Faith Estimate": Any Recourse?
19 April 2004, Postscript 18 June 2004 "At our closing last year, I was shocked to find that the title insurance cost was $800 higher than the estimate shown on a revised Good Faith Estimate (GFE) we had received several days before the closing. At the closing, held at ... more...

alpena company title related definitions

Title Insurance
Title Insurance A policy, issued by a title insurance company, which insures a home buyer against errors in the title search. The cost of the policy is usually a function of the value of the property, and is often borne by the purchaser and/or seller. Policies are also available ... more...

RESPA
Real Estate Settlement Procedure Act (RESPA) A federal law passed in 1974 that requires lenders to provide home mortgage borrowers in advance with information of known or estimated settlement costs. RESPA also limits the amount lenders may require to be held in escrow for ... more...

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50 Surefire Business Card Tips
Business cards are one of the most powerful and inexpensive marketing tools you can use. Here are 50 surefire tips to make the most out of your business cards:Your business card must communicate more than just your contact information. Make sure that your card includes a tag line that explains ... more...

Laying It Out On Paper
You might be thinking to yourself, Why should I waste my time writing a business plan? I know what (web designers, freelance writers, professional organizers) do! Knowing intellectually what your industry is all about and pinpointing exactly where you want your business to go are two entirely ... more...

Clouds on a Title
Before you close you need to be sure that there are no clouds on your title. It is at closing that you will be handed the title from the previous owner, one that has no liens and that is marketable and one that has no clouds. If your title did have a lien it would mean that money was owning, money ... more...

Negotiating Rates with Your Credit Card Company
Ok, lets face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolute best rate that you possibly can. The good news however is that it doesnt have to be a difficult or ... more...

MLM Success Training - The Secrets to Deciding Who You Will Become in MLM
There are many factors that impact Success in life. And that is true for MLM and Network marketing as well. There are also factors with any good training program, and these ultimately will determine the success of your teaching.There are three Maximum Factors to learning that MUST be a part of any ... more...

Escrow From a California Homeowner's Perspective
The Escrow ProcessBoth Buyer and Seller deserve the assurance that no funds or property will change hands until all of the instructions in the Purchase Contract have been satisfied. The Realtor submits Buyers and Sellers signed documents and Buyers deposit money to be held by an independent ... more...

Finding a Reputable Debt Consolidation Company
If you are looking for a company that will help you consolidate your debt, you need to be cautious. Consolidating your loans into a single low interest loan can be a very good step financially, however there is a wide range of quality in the help you can receive. Some organizations are going to ... more...

Auto Title Loans - What to Look For and What to Watch Out For
If you own your own automobile, you qualify for an Auto Title Loan. If you need fast cash during a financial crunch and can't get a traditional loan, open or extend a line of credit or borrow money from friends or family, Title Loans may be your only alternative.Most Title Loans have very high ... more...

Lead Companies, Eight Features To Consider
So now the time has come to invest in Lead companies, but how do you know which one is the right one for you?When I was a new loan officer, finding a lead company was not easy, I can remember logging onto Yahoo, typing in the key word mortgage leads and being bombarded with links leading me in the ... more...

A New Way to Profit From Your Content-Based Website
Its a labor of love. Thats how Ive always described my content-based website. Until the last year or so, what I meant is that my website paid me in love more frequently than it paid in money. And if visitor compliments and good karma paid the mortgage, that would have been fine.I knew I enjoyed ... more...

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