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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

mortgage best credit score type report your search here related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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The Best Ways to Boost Your Credit Score
Because of the way credit scores are calculated, some actions you take will affect your credit score better than others. In general, paying your bills on time and meeting your financial responsibilities will boost your score the most. Owing a reasonable amount of money and being able to repay it ... more...

Breaking the Cycle
Breaking the cycle is a term we have all heard. Especially if we come from a family (and these days who doesnt) that has a history of some type of violence and/or drug abuse whereas this phrase is told to us over and over. Yes, you have had a bad hand in life. Life is not fair. But the best ... more...

Credit Repair Services vs. 'Do-It-Yourself' Credit Repair
Millions of Americans suffer because of bad credit these days, and almost all of these people turn to the Internet for help. In the past 5 years hundreds of internet-based credit repair services have sprung up, preying on consumers in need of real help. Most of these companies have built less than ... more...

Making Money from Freelance Writing
Making Money from Freelance WritingIts the question that every aspiring freelancer eventually finds themselves asking: is it really possible to make money from this? The kind of money that lets you keep a roof over your head and feed your kids occasionally, that is?Well, yes, it is. But lets be ... more...

Ben Bernanke: The New Era of the Fed
It is the economic news of the week that President Bush has appointed Ben Bernanke, B.Econ, Ph.D. as the new Chairman-designate of the Federal Reserve System. Mr. Bernanke - if approved by the Senate Banking Committee - will take over the powerful post from Alan Greenspan early next year. It is ... more...

Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced Properties Are Available...
Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced properties are available if you know how to buy them. By Jody Hudson - Realtor since 1972. How to FIND and BUY: Cheap Bargain Real Estate, Good Deals, Below Market, Low Priced and Less Expensive; homes, lots, land, businesses, and ... more...

Marketing Is A Long-Term Investment
"Dig your well before you're thirsty" is the title of a wonderful book by Harvey Mackay. It is smart advice for investing your money, "Save your money before you need it", or growing your business, "Market today for tomorrow".When times are tough some businesses stop marketing. They reason, 'No one ... more...

Prices: Where Are They Headed?
Money is the source of all evils - so goes the popular saying. Money is also what makes real estate spin around. So the critical question of the year becomes: where are real estate prices headed? Short of using a crystal ball, there are indeed a few considerations that can be made to have a general ... more...

I Want to Buy a Home - Now What?
If you were to ask 100 women "What would you like to achieve financially?" Buying a home or apartment is usually one of the answers. Some women think that they can never own a home - which is not true! In fact, there are so many success stories of home buyers who never thought they would get there. ... more...

Write Your Story, Put It On A Website, Sell Millions of Copies
Although he has his own website, John Grisham probably does very little self-promotion. When you have Doubleday on your side, most of the marketing is done for you. There are not too many John Grisham's out there though, so the unknown authors, with small publishing houses, have to be responsible ... more...

I Can't Pay My Loan - Student Guidelines for Recovery
You graduated and now your student loan is due. The job hasnt come through yet, or you are just in over your head. What can you do about that student loan?Before you enter the default stage, relax and review your options. Realize that you arent alone. Unfortunately, since so many former ... more...

How To Get Ahead On A Low Income
Do you struggle from week to week trying to make ends meet? Are you consistently going without things that you really wish you could afford? Well I have some possible and practical solutions to your dilemma:1. TIPS TO HELP YOUR BUDGET STRETCH FURTHER.There are many ideas that you could adopt to ... more...

UK Personal Loan Advice
Borrowing money is a big decision and not something that can be rushed into without thinking it through. Thats why most financial experts recommend you take the time to go through the advice section and answer the following questions.How much do I need to borrow and how much can I afford?What is a ... more...


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