The Need For Life Insurance
A person needs to reexamine their life insurance needs every few years because as our life events change so do our needs.When starting a family, a person needs to consider starting a life insurance policy. In the event that death occurs to one of the parents, there needs to be some insurance that ... more...

Should I Get a Consolidation Loan?
If youve got a really unmanageable amount of credit card debt, you might be considering a consolidation loan. A consolidation loan is a loan that you can use to pay off all your debts, meaning that you can pay them off for less money without having to worry about lots of different bills. Like ... more...

Get Off Your Butt and Create Your Financial FutureNow!
Most people have no idea where their money goes. They earn it and they spend it.That's fine if you want to live from week to week and are not concerned about your financial future. However if you want to increase your wealth and have more options, action needs to be taken by you otherwise you could ... more...

Investing: Commercial Property
Investing in commercial property is well beyond the financial means of most people. Few can afford the large sums of money involved in buying commercial real estate. For most of us our investment in real estate is limited to where we live - our home.But unfortunately our home doesn't generate any ... more...

Slugging It Out In The Trenches
In an effort to introduce a shaft of sunlight into a particularly gloomy conversation, I recently asked a gardening acquaintance of mine to explain the difference between a slug and a snail.For the next twelve minutes and seven seconds, this horticultural monomaniac held forth on the most minute ... more...

Buying A Car - Four Tips for Car Buyers
Americans like to buy a car at the dealership in one afternoon, and the dealerships try very hard to make you think that is possible and even smart. But its not. Realize how big a purchase a car is. And it is complicated.Buying a car is the second-largest purchase most people make after buying a ... more...

What is Debt Consolidation
Debt consolidation may be the answer for anyone drowning in a sea of unpaid bills. Debt consolidation lumps all of your unsecured debts including credit card bills, doctor, dentist, veterinary, and other service provider bills any bills that are not secured by collateral or property such as an ... more...

Think You Cant Afford Your Own Home, Think Again!
Do you have bad credit, no credit, filed a bankruptcy, have a ton of late pays, medical bills, or been through a divorce? Well, we have the perfect solution for you - Lease Purchasing your own home!What is Lease Purchasing?A Lease Purchase is a process that combines a basic rental lease with an ... more...

Timesharing Without Owning A Timeshare
If youre dreaming of a unique vacation experience, but dont have a budget to cover outrageous hotel expenses, or to even purchase a timeshare yourself, there are ways to take advantage of the great deals offered by timeshare owners without actually becoming one yourself.With timeshare locations ... more...

Why The Vacation Home Sale Market Is Unsustainable
The rental market and Vacation Home sale market is unsustainable. Property prices are still rising by appalling amounts.Yes thats great on the surface, but match todays house prices with what people are quoting for rentals. Anybody seen a 20 or 30% rise in their income from guests?Anybody seen ... more...

Options to Avoid in Credit Repair and Building
There are several options available that make people believe it is a solution for freeing themselves of debts.One solution you want to avoid is borrowing money from finance companies. The companies that advances for consolidating loans and requires that you put your home or car up for collateral ... more...

Soul Band for a Party
Was the request six months ago, a sixtieth birthday party, the client said. It got me thinking. There is a whole untapped market out there for people who lived as teenagers and twenty somethings through the sixties and seventies. They are all coming up to this big sixtieth birthday date and they ... more...

Assess Your Financial Attitude and Eliminate Your Debt Forever
Want to know if your attitude towards your finances is helping you or damaging your future? Take this Quiz and find out...I consider myself out of debt when:1.I don't owe anyone anything 2.I don't owe anyone, except for a mortgage and a car loan 3.I could pay off my credit card debts at any time ... more...