The "Credit Card Debt Termination" Scam
"Legally terminate credit card debt! You can be debt-free in 4-6 months!" Advertisements like this are for a new type of program that has spread via the Internet over the past few years. It's called "Credit Card Debt Termination," and victims are paying $1,000s for this bogus service. One victim I ... more...

Auto Loans
These days the demand for automobiles like cars, trucks and bikes is huge. Almost everyone has one to travel to work or to do the grocery shopping. Our communities are so spread out that sometimes even to visit a neighbour requires a car!Families are at different sides of the country through work ... more...

Don't Overeat on the Holidays
Halloween candy is the unofficial start of holiday eating binges. Its hard to refuse those few morsels that trick or treating children leave behind. No one wants to throw food out, so most people bring the candy to work and spread it around.Its that time of year again - when all of us could learn ... more...

How Do I Know Whether or Not I Will End Up Saving Money When Refinancing My Home Loan?
To save money, you must live in your house longer than the "break-even period" the period over which the interest savings just cover the refinance expenses. The larger the spread between the new interest rate and the rate on your existing loan, the shorter the break-even period. The more it cost ... more...

Financial Freedom with Home Loans
Commercial banks are financial intermediaries for getting financial freedom in home loan refinancing; that is, they come between borrowers and lenders. They borrow from their depositors and use the funds to make business and personal home loans and to buy other financial assets that yield returns ... more...

Bad Credit Home Financing - Finding the Lowest Rates on a Bad Credit Mortgage
Finding the lowest rates on a bad credit mortgage will save you thousands of dollars. Even with poor credit, you can find near market rates by picking the right home financing terms and lender. A quick online search will yield dozens of mortgage quotes for your inspection. In no time you ... more...

Debt Consolidation Solution
Debt Consolidation is a solution that solves your debts. Debt is a financial hazard. It occurs when you borrow money for some personal expenses and is unable to pay the amount back to the creditors on time. With this overpowering impact of consumer goods, individuals today are deep down in debts or ... more...

Give Yourself Credit
The Beginning of the Credit Card EraIn 1951, Diners Club issued the first credit card to 200 customers who could use it at 27 restaurants in New York City. From that modest beginning, credit cards have become an indispensable part of modern life. Consumers rely on credit cards to help them achieve ... more...

10 Tips for Franchise Buyers
For individuals looking for a highly lucrative income stream, owning a franchise can be the perfect jumpstart. Unlike creating a business from scratch, a franchise involves no guesswork, but rather, comes complete with instructions from A-Z so new owners do not have to reinvent the wheel. ... more...