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Is Unused Home Equity a "Missed Fortune"?
18 July 2005 "I don?t understand why a Wharton professor would not recognize that unused home equity is a missed opportunity? Isn?t home equity safer in a conservative side fund than buried in the house earning a 0 percent return?" The New and Old Wisdoms of ... more...

Can I Live Off My House?
November 19, 2001 "I am a recently-widowed 54-yar old with a house worth $1.1 million, a high-rate mortgage of $450,000, but not much income. I can only afford to pay $2,000 a month on principal and interest, plus taxes and insurance.  I am prepared to use up my equity ... more...

why invest related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

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Get Free why invest Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Secrets to Why Debt Reduction is So Vital for Your Financial Health
Living with debt is never a good idea if you want to make long-term financial plans. Every cent you use to service debt is money that could have been invested in your future. Investment is extremely important, and can lead to a more comfortable and secure retirement. Just as smart investment can ... more...

A Simple Strategy to Send Your Child Away to College and Earn Money At the Same Time
Here is a simple strategy you can use to kill 2 Birds with one stone. Send your child to college and Invest in College town real estate to help pay off the Student Loans.College Housing can often be expensive, Living in a dorm is not the most favorable living conditions for Most College students ... more...

WARNING: The Biggest Lie About Compound Interest
Have you wondered why financial experts only tell you certain things about building wealth? Do you think its in their best interest to tell you the absolute truth?LIE: The Magic of Compound Interest: Save $X per month and you can retire RICH.FACT : Compound Interest works only for the very few. The ... more...

Corporate Debt Management Perspective on the Why
Entrepreneurs have a tough time in their formative years. They try too many things to get a foothold on this competitive business climate, and that too they try them too soon. When they enter into new fields that have great promise and bet on new products they run the risk of costly failures. New ... more...

Understanding Your Finances Can Give You Power And Choice
What is finance and what do you need to know? Finance can mean different things. It may refer to your personal financial situation. It could refer to your investments or a business's investments. It could refer to a credit or loan purchase.Financing can be involved in your life in different ways ... more...

Flipping and Fixing Houses for High Return on Investment Capital
Investors love to make a high return on their money. That's why so many millionaires invest in real estate. You can leverage your money using other peoples' money when you finance real estate.Many real estate investors make $5,000 to $10,000 or more by flipping houses. These investors buy a home ... more...

Finding the Best Buy Let Mortgage
Taking your first steps in the buy to let marketplace can be a daunting prospect. However, with the right advice, the right mortgage and the right property; theres no reason why anyone cant become a successful property investor.Start by talking to local lettings agents or property managers. They ... more...

Why You Should Rent To Live And Buy To Invest
Why you should Rent a place to live in and Buy a place for Investment - Did you know that in your Bank's Accounts "Your House" is placed in "Their Asset Book." That means that the house you own and live in, is a "Liability."Rent Your Home; Don't Buy It; That Seems A Provocative Thing To Say, Don't ... more...

The Residential Real Estate Buying Process in Austin Texas
Decide to BuyThe first step in buying a house is to try and understand what you hope to achieve. When you begin to think about buying a new house, there are many questions you should ask yourself such as: Why do I want to move? How soon do I want to move? How long do I plan on living in the home? ... more...

An Investment Real Estate Strategy Unknown To Most Is A Negative Amortization Loan
If you want to make the most of your personal or investment real estate, you should consider a negative amortization loan. Mortgage amortization is basically mortgage balance reduction. Consequently, when a mortgage has negative amortization, the loan balance not only is not reduced, it actually ... more...

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