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What Are "Free" Mortgage Rate Locks?
May 4, 1998 "A lender I solicited offered me a ?free? 60-day rate lock. What exactly does that mean? I am always suspicious of anything that is offered free." A rate lock probably has value to you but you are right to suspect that it is not being given away free. Capital markets ... more...

Does "No-Cost" Mortgage Refinance Make Sense?
January 29, 2001, Revised November 1, 2002, August 17, 2004 "I see advertisements for "no-cost" refinancing that sound too good to be true. Is it possible to reduce my rate without it costing me anything?" ... more...

what does neg am mean related definitions

Mortgage Broker
Mortgage Broker A company or a qualified person that obtains mortgages for borrowers by finding lending institutions, insurance companies or private sources to lend the money. If a person, mortgage broker called a loan officer. A mortgage broker works for you, not for the ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Life in Las Vegas
"I'll go and get some munchies for us, Bob. Don't give that beautiful black-haired lady my seat. Eh?""You wish!" Sean went to get some food while Bob ordered some white wine for them both."You're becoming a regular aren't you?" The sprightly barmaid commented as she brought him their drinks and ... more...

The Beginner's Guide to Freelance Writing
The Big IdeaOkay. So youve figured out that you would like to write for magazines, newspapers, and e-zines. Unfortunately, so have about eight gazillion other people on this planet. Therefore, you have to stand out from the crowd. You have to sparkle. How do you do this? Simple. It all starts ... more...

'Typical Rate APR's in the UK' - What Do They Mean and Do They Help the Customer?
What does Typical APR mean and does it help consumers?Nowadays it is very rare to see an advertisement for a loan without seeing a typical APR. Some people know what APR stands (although alarmingly many do not if you are one of them it stands for Annual Percentage Rate and is meant to reflect the ... more...

4 Things Your New York Injury Lawyer Looks For When You Show Up In His Office
When you need to find an injury lawyer, you need to ask lots of questions. You might meet with more than one attorney before you feel comfortable with your choice of lawyer.When you arrive in his (or her) office, you look around, look at the diplomas on the wall, look at how the office is run, and ... more...

What to Do After You've Lost The "Big One"
Okay, so youve lost the big one - the deal that was supposed to put you over the top. The one that was supposed to catapult your career to a new level, separate you from your peers, assure that you got that promotion or maybe even pay off your mortgage. Now what?When the rug gets pulled out from ... more...

Why Do They Buy?
A recent issue of Entrepreneur magazine included a marketing story with five important questions all business owners should be able to answer about themselves and their competition.Understanding these five critical areas will help you better develop and implement your marketing plan, and sell more ... more...

Debt Free: Sound Like a Far-Off Dream?
What is it you wanted to get from being debt free? Peace?Being debt free is truly possible. The hard part is changing our habits. There are many agencies, courses and books available both online and locally to help you to reach your goal of being debt free. Yes, it takes some work. Yes, your ... more...

Add a Single Element to Your Web Site and Multiply Your Profits
We want to talk to you about why your customers' successes, triumphs, and positive results are SO important for your business.The fact is, even if your web site is full of great sales copy and photos that illustrate all the fabulous features and benefits of your product or service, your ... more...

Wealth Creation and Mortgage Planning - Two Great Tastes that Taste Great Together
What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyone who perpetuates this myth probably is not your ... more...

Caretaking - An Innovative, Cost-Saving Concept in the Travel Industry
I am always on the lookout for innovative, unconventional, and first and foremost, cost-saving ways to travel. I recently came across the concept of "caretaking", i.e. looking after other people's (often beautiful) properties and estates, as a way of procuring rent-free living opportunities in ... more...

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