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How Do You Shop For a HELOC?
October 20, 2003 "Do I shop for a HELOC in the same way as I would shop for another mortgage?" No, shopping for a HELOC is very different from shopping for a standard mortgage. In most respects, it is simpler, if you know what you are doing. A HELOC is a line of credit ... more...

Is Mandatory Disclosure Unfair to Brokers?
May 8, 2000 "I take exception to your proposal that mortgage brokers be required to quote a price for their services...I like to compare our industry to a department store.  Should a law be passed that requires department ... more...

wall street journal related definitions

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

Freddie Mac
Freddie Mac Federal Home Loan Mortgage Corporation (FHLMC) also called "Freddie Mac" - a quasi-governmental, federally sponsored organization that acts as a secondary market investor to buy and sell mortgage loans. FHLMC sets many of the guidelines for conventional ... more...

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Get Free wall street journal Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Can Self-Coaching Really Help Your Bottom Line?
The other day I found myself watching one of those ubiquitous makeover programmes.The presenters brief was to transform an entire street. In her pitch to the residents, she evangelised about the effect the conversion would have: not only would it make the environment look better, it would be less ... more...

Individual Voluntary Arrangements. IVA
What is an IVA?There is an alternative to bankruptcy called an "Individual Voluntary Arrangement" (IVA). This is a formal arrangement through the county court to pay an agreed amount off your debts over a shorter period. This usually means paying a high monthly instalment over 3 to 5 years. The ... more...

Real Estate: Will the Mortgage Lending Market Hit the Wall?
At a distance, it is hard to tell when a freight train is about to hit a wall. You might hear screeching, whistle blowing or even screams just minutes before. But what about the drunken mortgage lending market? What sounds should we expect to hear as this market speeds toward the proverbial wall? ... more...

North and East Scottsdale Real Estate Market
Developments on the RiseA most innovative North Scottsdale resort community is Troon North. Gorgeous homes in varying styles can be seen here. Troon North is truly the most northern place in Scottsdale. Its hilly region gives way to breathtaking views that ignite the imagination. Community ... more...

The "Wall of Defensiveness": 7 Ways to Tear It Down
Have you ever gotten frustrated when you realize that your prospects keep stereotyping you as a "salesperson"? And because of that, they don't give you the trust and openness that you deserve, and that are essential if you're going to help them solve their problems?That's what's been happening to ... more...

A Look at Steel Building Kits
Steel building kits are a comprehensive set of all the parts required to assemble a steel building. They contain everything right from pre-drilled holes to the bolts for joining the individual components together. These components are designed using advanced technologies, with astounding accuracy. ... more...

How to Use Accessories in a Bedroom Decorating Project?
Any interior space is primarily composed of walls, floor and ceiling. These elements give a habitable character to the interior space.Apart from providing protection from natural elements such as rain, snow, wind and other natural calamities, an interior space is also responsible for creating ... more...

The Most Important Aspect of Flipping Houses - Curb Appeal
Of course, youve already considered location, so the first step you need to contemplate in purchasing a house for flipping is curb appeal. What does it look like from the street? If people arent anxious to buy after driving buy, what chance do you have of making a sale? Curb appeal is everything ... more...

Deck Building Ledger - The Secrets to Successful Deck Construction
The Deck Building Ledger holds all the secrets to successful deck construction because it is the essential piece of wood that connects your deck to your home and from which all other measurements are taken.Choose the piece of lumber for your ledger carefully, hold it up and look down the side ... more...

Advertising Agency In Boston: Tips and Tricks
The big news on Wall Street last year was the initial public offering of Internet search engine Google. If you were a visitor from another planet, you might be asking yourself, What big, sophisticated, high-technology company is behind the success of Google? Could it be IBM, Microsoft, Intel, Apple ... more...

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