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How Do You Shop For a HELOC?
October 20, 2003 "Do I shop for a HELOC in the same way as I would shop for another mortgage?" No, shopping for a HELOC is very different from shopping for a standard mortgage. In most respects, it is simpler, if you know what you are doing. A HELOC is a line of credit ... more...

Is Mandatory Disclosure Unfair to Brokers?
May 8, 2000 "I take exception to your proposal that mortgage brokers be required to quote a price for their services...I like to compare our industry to a department store.  Should a law be passed that requires department ... more...

wall street journal related definitions

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

Freddie Mac
Freddie Mac Federal Home Loan Mortgage Corporation (FHLMC) also called "Freddie Mac" - a quasi-governmental, federally sponsored organization that acts as a secondary market investor to buy and sell mortgage loans. FHLMC sets many of the guidelines for conventional ... more...

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Get Free wall street journal Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Real Estate Investing - The Marvel Of Home Depot And Lowe's
Repairing a rental home (or your own home) use to require running down to the local hardware store or to the nearby building supply house. After several stops around town, you found everything you needed to solve your maintenance problem.If you are a fixer upper or tenant landlord today, you now ... more...

This Market Is Different
All of the talking heads have been telling us that this market is different. You are going to have to be patient and soon (hopefully in your lifetime) the DOW and the Nasdaq will be back at their old highs. They cite all the statistics about how the economy is improving - consumers are spending, ... more...

Why Making Money Online And The Price Of Gasoline Are Connected
While the sad truth is some people will or are falling into this very situation right now everyday, of not being able to afford going to work because of the price of gasoline. How sick is that. As people struggle to pay their bills, gas prices will keep them from driving to work. In essence most ... more...

Guide to Lubeck, Germany
Unique pointsLubeck is a charming Hanseatic city, surrounded by a canal and a river. It has plenty of parks trees and open spaces. The best known symbol of the city is the Holtesten gate, built in 1477. Unfortuntately the gate was covered in scaffolding during my visit in June 2005, so I ... more...

Real Estate Investing - So You Want to be a Landlord!
Is landlording the way to go if you are starting into real estate investing today?Receiving cash flow from rental residuals is an exciting idea. If the rental housing is congregated in large apartments within a focused area, the costs of management and maintenance are more economical. Rentals are ... more...

Real Estate Investing with No Cash and No Credit
Lots of folks think it cant be done.How in the world can you buy a piece of real estate property without cash or credit? How is it possible to buy a $50,000 house or a $1 million dollar house if I dont have an abundance of cash or an excellent credit rating?Nothing stops a would-be investor cold ... more...

The 10 Step Debt Elimination System
Over the years I've evaluated many debt elimination systems. The best one I've ever seen is also one of the simplest. So let me introduce you to...The Best Iron-Clad, No-Holds-Barred, Fool-Proof, No-Fine-Print, Debt Elimination System Ever Developed - Bar None Just follow the following 10 steps.. ... more...

Do I Owe Money After I Have Been Foreclosed On?
I have been doing short sales for just over 5 years as of this article, the two most resounding questions, based on the course of action as it relates to the foreclosure are as follows:1. Will I owe the bank money after they foreclose on my on home? 2. If you are able to negotiate a price and buy ... more...

Life After Prison - The Road Home, Vanishing Dreams
The basic trauma of being locked inside of a penal institution is often overlooked. The effect this system has on a person is very hard to imagine. Along with the institutional scars, each inmate carries his own internal wounds from his personal sense of suffering and loss. The average prisoner has ... more...

Social Insecurity
Just about everything you have been told about Social Security is an obfuscation. That is a big word for convoluted truth or lie.In a recently published obscure government document by the presidential Social Security commission there are two pages that expose the truth. Neither Democrats nor ... more...

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