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Disclosure Rules on Adjustable Rate Mortgages
August 5, 2002, Revised October 14, 2005 Adjustable rate mortgages (ARMs) pose the greatest challenge to a disclosure system because of their complexity, the wide array of different types, and the frequency with which they mutate. New types of ARMs appear frequently, and old types ... more...

ARM Disclosures: Government Drops the Ball
December 5, 2005 "What grade would you give the Federal Government in establishing disclosure rules for adjustable rate mortgages (ARMs)?" F for "flunk", because the mandated disclosures exclude the essential information borrowers need to make decisions. ... more...

variable related definitions

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

Variable Rate Mortgage
Variable Rate Mortgage The variable rate mortgage, affectionately know as Adjusatuble rate mortgage or ARM is a mortgage with a rate that will adjust over time. You may be familiar with the term three year ARM, or five-year ARM. ... more...

More about variable

Get Free variable Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Budget Planning - It's Elementary My Dear Watson
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Dont be afraid...Somehow youve ended up lost ... more...

Exotic Mortgage
With real estate prices ever on the rise, first-time home buyers are facing more difficulties in buying a home. Who ever thought they'd buy a $500,000 starter home?Mortgage lenders have acknowledged the problem by creating new and innovative mortgage products, mostly designed to lower the ... more...

What Is Permanent Life Insurance?
Unlike term life insurance, permanent insurance policies such as universal life, variable universal life and whole life provide long-term financial protection. This type of insurance will cover you for the duration of your life and continued on time premium payments. Permanent policies provide ... more...

Mortgage Insurance Explained
Getting a mortgage is bad enough what with terms like fixed rate, discount, variable etc so mention mortgage insurance and naturally your eyes will start to glaze over.However, mortgage insurance is an extremely important insurance to have in fact, it can the difference between keeping a roof ... more...

Read This Article If You Are Afraid Of Mortgage Payment Increases
Are you afraid of missing a mortgage payment and on a variable loan? Are you worried about interest rate increases? Are you worried about losing your job, getting sick, or possibly getting into an accident and you cannot work? Who is going to pay that mortgage? Are you in constant fear that your ... more...

How to Prune Lilac Shrubs
Today's lilac varieties offer larger flowers and more variety in color and scent, as well as flower and shrub form. Fragrance too is variable. French hybrids are sweetly scented, while oriental varieties and their hybrids have spicy overtones. Single flowering lilacs tend to be more strongly ... more...

Understanding Buy to Let Mortgage Rates
If you are a newcomer to the buy to let market; its easy to feel that everybodys speaking a foreign language. Follow our straight-talking guide for a jargon-free look at UK buy to let mortgage rates:Standard Variable Rate Buy to Let Mortgages: The interest on a SVR mortgage is set by the lender and ... more...

Home Equity Line of Credit - Finding The Best Home Equity Lender
Borrowing against the value of your home using a revolving credit account is known as a home equity line of credit. Lenders offer home equity lines of credit in several ways with either fixed or variable interest rates. Information on obtaining a home equity line of credit is available to you ... more...

Home Loans -- The Hot New Product? The 30-year, Fixed-rate Mortgage
In recent years, the mortgage industry has introduced dozens of new types of loans. The needs of every borrower are different, so the mortgage companies have tried to come up with an answer for every problem. Theyve introduced 40-year mortgages, promoted 15-year mortgages, and introduced the ... more...

Low Home Mortgage Interest Rate - Finding the Best Mortgage Rate
Interest rates are at an all time low, making now the perfect time to purchase a new home or refinance your existing mortgage. The interest rate you receive will depend largely on your credit rating, monthly debt, and your income. Mortgage loans are typically 15 to 30 years in length and will ... more...

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