Colorado Mortgage Loans
There are two broad types of Mortgage Loans. They are: Conventional Loans and Government Loans.Conventional Loans: These are loans that cannot be insured. There are four types of Conventional Loans. They are: Fixed Rate Mortgage Loans [FRM], Adjustable Rate Mortgage Loans [ARM], Balloon Mortgage ... more...

Home Loans: Where Do I Begin?
So you've finally decided you've had enough of paying rent and want to jump into home ownership. Well you've got your work cut out for you. Plumbing problems are now your responsibility, not your landlord's. A nice, clean yard is also your responsibility, not your landlord's. The air-conditioning ... more...

Home Buying 101 -- The Different Types of Mortgages
When it comes to buying a home, there's a lot to learn about mortgages and credit. The terminology comes at you pretty fast, and when the terminology is new to you, it can all seem overwhelming. This article will help you make sense of it all.Fixed Rate Mortgage A fixed-rate mortgage offers an ... more...

Mortgage Terms Explained
When you are hunting for a mortgage, you will find that there are many different types of mortgages available. I will list some of the more common ones and their uses.15 vs 30 YearsYour mortgage term can be just about anything you choose. 15 and 30 year terms are popular these days, although 10 ... more...

Do Your Homework - Find the Mortgage That Fits Your Lifestyle and Your Budget
You've been looking at houses for months, and finally youve found it--the house that's just right. So now, all you have to do is to purchase your new home, move in, and get settled, right? Not quite. Theres one more big step to go-getting a mortgage loan. Youre going to want to decide on the type ... more...

Understand a Real Estate Appraisal
Happy New Year. Make a difference this year. "Pay it forward" as in the movie. If you haven't seen it, WOW, do.If you buy a house or refinance one, through a lender, you will have to have an appraisal. The reason it is required is FHA insures the loan, VA quarantees the loan and conventional loans ... more...

Second Mortgages
Most people during their lifetime use a mortgage to apply for a loan and some people get a second mortgage to borrow even more money. People who think it is difficult to get a loan using a mortgage havent tried to get a second mortgage.There are several types of loans available to the public, ... more...

Adverse Credit Mortgage Loans - How To Get Approved With Poor Credit
If your credit is less than perfect, you may think that home ownership is just a dream. But, actually, it's possible to get a mortgage loan even if you have a low credit score. You'll have to make a few trade-offs, but you can get approved for a mortgage loan--even with poor credit--if you:Choose a ... more...

Mortgage Companies in California How to Apply for a Mortgage
Applying for a mortgage loan is a major step in the home buying process. If purchasing your first home, it is natural to feel a little intimidated with obtaining a mortgage loan. However, completing a mortgage loan application is not difficult. Here are a few tips to help smooth the loan ... more...