Make A Fresh Start With Bad Credit Debt Consolidation Loan
Many people make the mistake of taking loans for all the financial requirements that they come across in their lives. For some people it is a necessity and some people think that they will be able to pay off their debts easily. But, sometimes it is not possible for every one to pay of their debts ... more...

Credit Reporting Agencies Sell Your Information
It's not well known, but if you have recently applied for mortgage credit, the information you shared was probably sold within twenty-four hours of your mortgage application. Credit reporting agencies commonly sell what they term "trigger lists" of folks who have recently contacted mortgage lenders ... more...

Credit Scoring: What it is, and How It Affects You
If you have applied for a mortgage in the past five years, youve probably heard of credit scoring by now. Perhaps you were told that your credit scoring was wonderful, or needed work. Or maybe your mortgage would have been lowered by several points, if you had better credit scoring.Credit scoring ... more...

Fixing Your Credit Score Doesn't Have to Cost You
Credit repair advertisements claim to guarantee a quick fix on your credit report. They promise for a fee (not always disclosed at first) to clean up your credit history so that you can qualify for a new home, car, insurance, a job, or premium credit cards. Before you sign up with one of these ... more...

Bad Debts Personal Loans To Help You Achieve Your Goals
Loans are an essential thing these days for many people. Loans cover every financial eventuality that one can possibly come across in ones life. But previously it was not that easy to get loans for the people let alone people who have bad debts to their name and therefore have poor credit history ... more...

Credit Repair Scam - How To Avoid Being A Statistic?
A good credit history is critically important for the consumer. A bad credit will prevent you from getting a business loan, owning a home, or even a job. Promises to "fix" your credit are always made by credit consolidation companies, but they are seldom true. Here are some of the important tips to ... more...

Everywhere You Go, Your Credit Report Will Follow
Ever write your name in freshly poured concrete? Years later you come back, and there it is etched for every one to read. Credit reports mark your financial history like initials cast in concrete. Credit reports are more fluid since information about you gets added through your entire life. ... more...

Common Credit Score Myths
A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice and it can get confusing. But the bottom line is bad information can cost you money no matter who you get it from.Fico score ... more...

Have You Checked Your Permanent Record Lately?
As a young student I feared getting bad grades because I didnt want any bad marks on my permanent record. Get an F in fifth-grade science and it goes in your record. Act up in Mrs. Browns class? Yep, its in your record too. Get caught using a swear word and its not only in your permanent record but ... more...