Mortgage Protection Easing Your Biggest Concerns
OK, now you have a lovely new home and with it comes a lovely new mortgage. With the average mortgage advance standing at around 150,000 it's a long-term commitment to repay a lot of money. The repayments also take a fair slice out of your monthly income. What could go wrong with these financial ... more...

Closing Costs When Buying A Home
Closing costs are often the last thing a person thinks of when buying a home. While closing is the joyous moment the home becomes yours, the costs can be surprisingly aggravating.When you purchase a home, condo or other property, you will go through a period known as escrow. During escrow, various ... more...

Positioning Your Company for Debt Financing
Positioning Your Company for Debt Financing:There was a time in the old days when going to the bank was the only way to get outside capital for your business. These days with the explosion of raising equity investment, many of the guidelines for running a company have been revolutionized. ... more...

Choosing a Debt Management Program
Warning: DO NOT Begin any Debt Management Program, UNLESS the Company You Choose Meets these Six Criteria:In fact, if these six criteria are not met, don't even get your hopes up...1. The company has been in business for over one year.If 9 out of 10 new businesses fail within one year, why would ... more...

The Howl - Monthly News Letter -Issue #2
The Code of Conduct ---- It seems almost ludicrous that this is a topic that many of us should consider in privately held distributorships.When I suggest there may be a need for a Code of Conduct I am not talking about a need based on employee behavior, I am talking about the need based on family ... more...

Term Life Insurance, What Is It All About?
What is term life insurance? You have an interest in buying term life insurance, that is why you are reading this article, and you want to know how it really works. Right? Well, there are many types of term life insurance and I am going to give you a brief explanation as to how each one works ... more...

The U.S. Postal Service Delivers Frustration
There it was - an envelope from my insurance company. It seemed like I had just paid my semi-annual automobile insurance bill last month. I opened it up only to find a letter demanding immediate payment of my insurance bill that was due at the end of last month or my insurance would be cancelled! ... more...

Do You Need to Have Mortgage Insurance?
You will have to have mortgage insurance if you fail to come up with a down payment that is at least 20 percent of the sale price of the home you wish to buy. This insurance can be called by several different names such as private mortgage insurance or even simply PMI. It is called these in order ... more...

Anatomy Of A PR Campaign
The message is determined by analyzing the brand being marketed, and doing so with clear vision and self-knowledge. Too many marketing executives rely on their own concept of the brand's identity, and never bother to discover what attributes the public has assigned to a product. Just because ... more...