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The Pros and Cons of Making a Larger Down Payment
November 22, 1999 "I have my money at work earning a 12-14% return year-in and year-out. My thinking, therefore, is that I should make the smallest down payment possible because the return on a larger down payment will be the ... more...

Is Unused Home Equity a "Missed Fortune"?
18 July 2005 "I don?t understand why a Wharton professor would not recognize that unused home equity is a missed opportunity? Isn?t home equity safer in a conservative side fund than buried in the house earning a 0 percent return?" The New and Old Wisdoms of ... more...

tax return related definitions

Tax Sale
Tax Sale Property on which current county taxes have not been paid is "sold to the state." At this stage no actual sale takes place - the title is transferred to the state and the owner may redeem it by paying taxes, penalties and costs. If it has not been redeemed ... more...

Homestead Exemption
Homestead Exemption Status provided to a homeowner's principal residence - the dwelling (house and contiguous land) of the head of a family -in some states that protects the home against judgements up to specified amounts. Some states grant statutory exemptions, protecting ... more...

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Get Free tax return Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

A Collection of Unrelated Thoughts - Volume One
Have you ever heard of an FBI agent who wasn't "special"? Or an attorney who wasn't "at law"?Have you ever met an optometrist who didn't wear glasses? Do you think maybe the fact that most of them wear glasses has anything to do with advertising?Until recently, I thought Jessica Simpson was a ... more...

Tax Advantages In A Home Business
Every year, several thousand people develop an interest in "going into business." Many of these people have an idea, a product or a service they hope to promote into an in come producing business which they can operate from their own homes.If you are one of these people, here are some practical ... more...

How to Eliminate Risk in Real Estate Investment
Avoid 12 Common Mistakes Made by Novice Investors and Ensure High Rates of Return!Real estate investment has provided many investors with positive cash flow, tax benefits and satisfaction of making an impact in others lives. Like any investment however, real estate has intricate nuances and market ... more...

The Truth About Debt Consolidation Loans (Avoiding Potential Pitfalls)
Online Debt Consolidation Loans Companies.You've probably heard the advertisements on the radio or seen them on the television or in the newspaper: Be Debt Free in just Days.Easy Debt Consolidation Loans.Erase your Debt Now! Whether known as "Online Debt Consolidation Loans Companies" or "Online ... more...

Closing Checklist
Getting a final approval is great but it's not the same as hitting a home run. You're still on third base until you make sure that all of the pre-closing responsibilities are being fulfilled in a timely fashion. The list of activities below are standard items that can be done to expedite loan ... more...

Business Ownership, Cash in Your Pocket - Today!
Yesterday we learned that 74% of all wealth is created by people who own their own business. Below are a few facts about owning your own business, specifically a home-based business that you may not be aware of.Fact: The fastest growing segment is home-based businesses.Fact: A new home-based ... more...

Legalities & Tax Advantages In A Home Business
Every year, several thousand people develop an interest in "going into business." Many of these people have an idea, a product or a service they hope to promote into an income producing business which they can operate from their homes.If you are one of these people, here are some practical ... more...

How Can The Democrats Win In 2008? (First of Two Parts)
I. VICTORY OUT WESTIf the Democrats are to seize control of the White House in 2008, they need to rally behind the partys brightest star, New York Senator Hillary Clinton. If they again parade a spineless, lackluster nomineea la Al Gore, Bill Bradley, John Kerry, Michael Dukakis, "Hollerin" Howard ... more...

Fixing Health Care
The cost of health insurance continues to climb unabated. As the number of uninsured in America swells to 45 million people, many look to our political leaders for answers and relief.Presidential campaign rhetoric about how to control skyrocketing health care costs provides only short-term ... more...

Mortgage Glossary of Terms
A brief list of some of the most common Mortgage terms.Adverse Credit The term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's. Other terms used to describe an adverse credit mortgage include: Bad credit mortgagePoor ... more...

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