Best Debt Reduction Service
There was a time when incurring debts was looked down as one of the worst crimes ever. People were punished for not repaying within the stipulated time. Charles Dickens' s father spent months in a debtor's prison because he was unable to pay off his debts. With other ghoulish crimes taking center ... more...

Finding the Cheapest Consolidation Loan
If you're looking for a loan to help you to consolidate your outstanding debts, then you're likely going to want to find the cheapest consolidation loan that you can. This may take a little bit of time and patience, however, so it's important that you don't just look at one or two lenders and ... more...

Getting Your Best Deal on a Consolidation Loan
If you find yourself having to make too many payments a month, you might consider getting a consolidation loan.Used for a variety of purposes, a consolidation loan can take multiple loans (such as personal loans and auto loans) and combine them into a single payment, or it can provide money to pay ... more...

Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit report can cost you in everyday living expenses. What you don't know about your credit could be costing you money.Having a credit card means that ... more...

Questions to Ask a Credit Counseling Service about Debt Relief
Debt relief is a topic on a lot of consumers' minds these days, and with good reason. American credit card debt in 2001 was $692 billion, triple the amount from 1989. In that same time period, the average credit card increase for a middle-class family was 75%. The amounts were even higher for ... more...

Identity Theft : They Got Him
His hard earned money? Gone. Creditors on his back everyday. Police knocking on his door. His family strained to the breaking point. He didn't do anything wrong but my business partner's life got turned upside down a few years back. He became a victim of what is now the fastest growing crime in the ... more...

Good Credit Is a Necessity for Everyday Living
Most of us want a good credit report to obtain vehicle financing, credit cards for emergencies and luxuries, and to finance a home mortgage. However, beyond these consumer loans, a great credit report makes your life easier.Having a credit card means that you can order tickets, rent a car, and ... more...

My Student Credit Card Adventure
And some practical advice too!My first credit cardI remember my college days when it seemed there was a credit card advertisement on practically every bulletin board on campus. The banks would travel to the college and set up application booths on registration day. Hundreds of students would apply ... more...

Free Money Saving Auto and Home Loan Tips
Free Auto Loan TipsThe following tips should help increase your chances of getting a car loan at a better rate.Tip #1 - If you just started a job (recently graduated from college) then wait 6 months to apply for your car loan.Tip #2 - If you have currently have bad credit then repair it before ... more...