Planning for Your Financial Future
Two heads are better than one, so sit down with your spouse and plan out your financial future together. Prioritize your bills.By determining which bills to pay in which order, you'll get in the habit of making sure your essentials are always paid first.Be careful using credit. Sometimes a ... more...

Social Insecurity
Just about everything you have been told about Social Security is an obfuscation. That is a big word for convoluted truth or lie.In a recently published obscure government document by the presidential Social Security commission there are two pages that expose the truth. Neither Democrats nor ... more...

Proven Alternatives To Filing Bankruptcy
Bankruptcy can be devastating both economically and emotionally. Extensive damage to your credit and long-term economic issues from bankruptcy will cause many problems in the years to come and it is far better to explore other alternatives before making the decision to file for personal bankruptcy ... more...

What Do You REALLY Want to Devote the Rest of Your Life To?
Bzz. Bzz. Bzz. That's the sound of your alarm clock going off again.You open one eye, peer at it. Ugh. You look at the clock again. Yep. 6.00am. You can't believe it. It hardly seems like you just laid your head on the pillow. You stretch, yawn, contemplate calling into work "sick" like you do ... more...

Life After Divorce- Surviving Financially
In the first few years after divorce, more often than not, the standard of living of both spouses drops. Why, because the same cumulative income and pool of assets now has to support two households instead of one. Unfortunately, most people don't prepare themselves financially or emotionally for ... more...

Financial Tips For Newlyweds
What a wonderful day, despite the impatience and in-law worries, your wedding went off without a hitch and the honeymoon time was incredible. You and your newly wed spouse are back in your shared home, the gifts are opened and put away, bills are looming and it's back to work tomorrow.So what ... more...

Bankruptcy, Is It A Way Out
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter how low the payments are. It may be time to consider bankruptcy.Bankruptcy law evolved as a reaction to the abuses surrounding ... more...

Five Ways to Stand Out from the Crowd
Some people are content to just to be another face in the crowd. By assuming this attitude, they are saying, in effect, to the rest of the world, I'm just average; there's nothing special about me. For those of us who would rather stand out from the crowd, there are some relatively easy ways in ... more...

Cash Loans: The Good, the Bad, and the Debt-Free
Happiness is what they're selling. Relief from the crushing weight of that gigantic rock we're all forced to carry called 'financial burden.' It's heavy and cumbersome, and the very thought of unloading it for a short time is so tempting, that some of us find it easy to throw caution to the wind ... more...