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Mortgage Professor about survey: 
Mortgage Fraud and Belief in a Good Fairy
October 4, 2004 "I have heard that if a lender makes a mistake in servicing your loan, he must forgive the entire remaining balance. Is that true?" Not a chance! If it were true there wouldn?t be any lenders left. This is an illustration of what I call the "good fairy ... more...

Pay Points on an Adjustable Rate Mortgage?
November 22, 1999 " I understand that if I intend to stay in my house a long time, it may pay me to pay extra points to reduce the interest rate, but does this apply to ARMs?? Does the interest rate reduction on an ARM only apply to the starting rate, or does it carry ... more...

survey related definitions

Survey
Survey A measurement of land, diagram, prepared by a registered land surveyor, showing the location of the land, legal boundaries with reference to know points, its dimensions, and the location and dimensions of any buildings. ... more...

Closing
Closing The meeting between the buyer, seller and lender or their agents where the property and funds legally change hands. Also called settlement. Closing costs usually include an origination fee, ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Entrepreneurship: What does it REALLY mean?
Introduction:In a world where ideas drive economies, it is no wonder that innovation and entrepreneurship are often seen as inseparable bedfellows. The governments around the world are starting to realize that in order to sustain progress and improve a countrys economy, the people have to be ... more...

13 Extra Costs to be Aware of Before Buying a Home
Whether you're looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial ... more...

Working or Staying Home: Is It Really a Choice?
During a pre-natal LaLeche class, I raised a concern about trying to breast-feed while working. The instructor warned me that my job would put me at risk for breast-feeding failure.Then she concluded: "But that's your choice."Fast forward to more than a decade later. A debate rages about the ... more...

Property Auctions - Tips For Getting A Good Deal
Property auctions used to be rather specialised events, but now they have become quite mainstream in the UK. They seem to feature on TV all the time.All sorts of different types of properties are sold at auction these days. I've seen everything from the pristine and prestige, through the middle ... more...

How I Became a Real Estate Investor
Recently I closed on the sale of two homes. They were located about a mile apart and had comparable market values. However, beyond these two similarities, the two deals were very different from each other. Let me discuss in more detail the similarities and differences of the two deals.My business ... more...

BPO Industry in India - A Report
Business process outsourcing (BPO) is a broad term referring to outsourcing in all fields. A BPO differentiates itself by either putting in new technology or applying existing technology in a new way to improve a process.Business Process Outsourcing (BPO) is the delegation of one or more ... more...

Smokers, Death Benefit Arguments, and Poly-behavioral Addiction
Do Governments Save Money by Watching Smokers Die Prematurely?This was the conclusion of a report, commissioned by Philip Morris, who looked at the cost of smoking in the Czech Republic in 1999. They concluded that tobacco can save a government millions of dollars in health care and pensions ... more...

Getting Started with Succession Planning: Part I
GETTING STARTED WITH SUCCESSION PLANNING: PART IA survey of 4,300 small business owners by the Canadian Federation of Independent Business (CFIB) revealed about 37% said they plan to sell their businesses upon retirement to non-family members. Twenty-six per cent said they planned to transfer or ... more...

Home Equity Increases $1 Trillion in Five Years Is the Market Peaking?
A new survey reveals that in the last five years, the equity in the California real estate market has increased by more than one trillion dollars. A trillion dollars is a large number to ponder, but put in concrete terms, it can be represented by a stack of one hundred dollar bills that is six ... more...

Top 10 Women Entrepreneurs' Empowerment Tips
1. Enlightenment - Have Faith.In a Woman's Entrepreneur Success Survey I conducted, the #1 category chosen out of 44 to define "Success" was "Faith". It can be assumed that accountability to God, or a higher purpose, helps you work with strong values, ethics and morals; based on charity, kindness, ... more...

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