Decision Time: Home Equity Loan or Home Equity Line of Credit?
Home equity loans and home equity lines of credit continue to grow in popularity. According to the Consumer Bankers Association, during 2003 combined home equity line and loan portfolios grew 29%, following a torrid 31% growth rate in 2002. With so many people deciding to cash in on their home's ... more...

What is a Home Loan?
A Home loan is the generic term for a loan. A home loan uses your home as security. It uses the net value of your property as security for the loan.As a result of house price inflation and part repayment of mortgages many homeowners have a property which is worth far more than the mortgage they owe ... more...

What Is The Best Deal For A Mortgage?
Few of us invest the time and effort into researching and securing the best deal for a mortgage to purchase our home.For most of us, our house is the single most important and expensive purchase we ever make!We invest a lot of time and effort into finding the perfect property in the best location ... more...

Home Equity Loans - Are They Right For You?
The bills are out of control and you need a new car. Maybe we can get a new carpet and paint the house, you say to yourself. These are just a few reasons why home equity loans can seem like the solution to all your problems and are so popular.Home equity loans can be a fantastic way to start your ... more...

Make Smart Use of Your Home; Take a Home Equity Loan
Your home is basically a place for living. It gives you shelter and peace when you return to it after a long day at work. It also protects you from sun and rain. But that is not all your home can provide you. A smart use of your house will give you lots of opportunities realize your dreams.The best ... more...

Be Prepared With Your Home Equity Loan Checklist
A home equity loan can be an excellent way to obtain money in order to pay off high interest bills or consolidate your current debt into one monthly payment. A home equity line of credit is a form of revolving credit in which your home serves as collateral. Because the home is likely to be a ... more...

Choosing The Best Home Equity Loan Company To Work With
Home equity loans are an attractive aspect of homeownership. Obtaining a loan from a financial institution is difficult. Applicants must have sufficient collateral or their loan request is denied. Individuals who take out a home equity loan can tap into their home's equity to borrow money. The ... more...

Bad Credit Mortgage Refinancing
Bad credit mortgage refinancing loans are used to solve two different problems.Problem Number One: The homeowner has bad credit, significant high interest credit card debt and a home with substantial equity. In order to pay off the high interest bills, the person refinances his/her home and cashes ... more...

Procedures in Selecting the Best Home Loan
A home is made of hearts. Inside the strong compound of bricks and cement, a home narrates a story- the story of past, present and probable future. It is where one finds pleasure, hides sorrow and dreams for the incessantly moving seconds. It is contentment when a home becomes a reality.John Payne ... more...