How To Build Financial Independence
Your most important responsibility as an adult is to achieve financial independence for yourself and for your family. Aside from the practical tangible benefits of having all the money you need, there are even more important reasons for obtaining financial freedom.To achieve financial freedom you ... more...

Purchasing Property With No Money Down: My Personal Experience
Have you ever seen those infomercials about buying houses with No Money Down? They are really well done. They have all kinds of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely no money out of their pocket. You see this guy, standing ... more...

Building Wealth: Don't Waste Your Money on Real Estate Investment Schemes
You've seen the real estate guru advertisements for books, DVDs, programs, seminars, and mentoring coaches promoting no-money-down deals. Perhaps you've watched the infomercial on TV with the people telling their stories of how they made millions investing in real estate with no-money-down and cash ... more...

Are We Breeding Bad Credit Teenagers?
It wasn't until about the fourth time that I gave my teenager an allowance advance that I realized I was nurturing her to become a bad credit consumer. Living free at home with no bills to pay, how would she balance a budget when she moved out on her own? Would she continue to borrow money in ... more...

Bad Credit Mortgage Refinance Loans: Focus on Compound Interest
Upon initial glance, you may look at the term compound interest and become confused. Hopefully the following information will help clarify this term and make your financial planning easier.So, what is compound interest? you ask. Compound interest is the interest collected on the principal amount of ... more...

Teach Your Child About Money
What are we teaching our children about money? Hopefully something!I remember when I was growing up, our family did not discuss money. Money was a taboo subject, discussed by the parents and handled by the father.This is one thing that I wish that was discussed more openly when I was younger. Just ... more...

10 Reasons Santa's Broke This Year
1. Santa Spends More Than He MakesSanta's paychecks are nothing to sneeze at, but he stays focused on his next raise. (Yes, of course Santa gets a raise each year!) He has no idea what it costs him to live the Santa life. He doesn't track his earnings nor his spending. Santa's got to provide for ... more...

The Secret To Making Money On The Internet!
The internet is the perfect place for anyone to make a steady income yet many people fall victim to all the hype and loose focus of one main goal that is easily attainable to make money. Sure there are affiliate programs and other ways to make money online but if you really want to make big money ... more...

Your Secret Weapon... A Budget
For many, the word 'budget' immediately sends shivers down the spine. Why in the world would anyone need or want to budget their money?First off, budgeting your money does NOT mean you are poor, or are in need of financial assistance. You'd be surprised to know how many considered to be "middle ... more...