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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Is Mortgage Insurance Overpriced?
March 9, 1999 "I realize that since I don't have the cash to make a 20% down payment, I must purchase mortgage insurance, but I was flabbergasted to discover that I couldn't shop for it. The loan officer said that the lender selected the insurer, and it didn't matter anyway ... more...

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Get Free steering Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Realtors: Inspecting Home Inspectors
Examining the quality and consistency of home inspections. Province of Ontario, June 2005 UpdateIn real estate transactions, some things never change. Sellers usually feel theyve given their house away, buyers believe theyve paid too much and Realtors fear neither side will ever get to the closing ... more...

Home Loans and Mortgages Watch Out for Dangerous Subprime Loans
With the growing interest in real estate purchasing and speculation, more and more lenders are offering nontraditional types of mortgages. These include adjustable rate mortgages (ARM) of every shape and size, the more popular interest-only mortgage, and the very dangerous Option ARM mortgage, ... more...

How to Spot and Avoid Predatory Lending
Predatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends should know about spotting and avoid predatory loans:How to Spot a Predatory Loan*Balloon payments.*High interest rates.*Monthly ... more...

Discover What You Really Want To Do
Are you doing what you really want to do or did you just fall or wander into the job you now have. As a friend of ours once said, I am one of twenty two doctors in our family. The only ones in our family who are not doctors are the dogs and cats. Did you decide what you wanted to do or are you one ... more...

Your Home Can Act As Carriage For Car Loans; Do You Know The Term For That? Secured Car Loans
Since the invention of the first self propelled car by Nicholas Cugnot in 1769 the world has refused to be the same again. Lighter, faster, more mileage, improved accessories, enhanced equipments year after year car companies are putting much effort and sweating out to provide you with that ... more...

Get Started Exercising Now, But Take It Easy!
So you're overweight, "fat"--to be honest--and you want to start exercising. Before you take off like an overlarge airplane and start preparing for the Olympics trials, stop right there. You may have it all figured out by now, after checking with your friends, the media and finally that fickle ... more...

The Typology of Financial Scandals
Tulipmania - this is the name coined for the first pyramid investment scheme in history.In 1634, tulip bulbs were traded in a special exchange in Amsterdam. People used these bulbs as means of exchange and value store. They traded them and speculated in them. The rare black tulip bulbs were as ... more...

Build Your Own Dream House!
So you're thinking about building your own house, are you? Well, you've come to the right place! It's a lot of fun (hard work and eventually fun!) to build your own home and it will save you thousands of dollars(we saved over a Hundred Grand by doing it ourselves - that's pretty significant cash!). ... more...

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