Medicaid Overview
Medicaid, also known as medical assistance is a joint federal-state program that provides health insurance coverage to low-income children, seniors and people with disabilities. In addition, it covers care in a nursing home for those who qualify. Medicaid is a state administered program and ... more...

Spanish Mortgages - New Mortgage products that really can save your (financial) life!
That was pretty much the headline of an article I wrote some months ago but, following my comments in the Property Posts last edition, I thought I would expand upon the theme of 5 Reasons why you need a Spanish mortgage and introduce some new mortgage products that are here already or due for ... more...

Industrial Income Property Financing: Part 3 of 3
Financial ConcernsOf the three types of income property, industrial property requires the greatest degree of technical expertise and experience. Likewise, financing the acquisition of an industrial income property can be, at best, very risky without adequate planning and know-how.The first thing to ... more...

Living On One Income
It seems as if every family today is a two income family. It can be difficult to live on one income today. Housing cost in many metro areas are simply outrageous. The cost of living in many places is sky high. Can you be a one income family.Yes. One third of all households are led by single parents ... more...

Business Ownership, Cash in Your Pocket - Today!
Yesterday we learned that 74% of all wealth is created by people who own their own business. Below are a few facts about owning your own business, specifically a home-based business that you may not be aware of.Fact: The fastest growing segment is home-based businesses.Fact: A new home-based ... more...

Student Loan Discussion
Solid research has proven that the job market is becoming much more competitive. Employers are looking for individuals who can deliver more knowledge, ability and experience than ever before. Those who are able to get the higher paying jobs are those who are backed by a solid university education. ... more...

Real Estate Valuation
Real estate valuation for single family homes is typically done by using comparable sales. With income properties this just doesn't work well. Imagine if you are looking at a 24-unit building. It would be difficult to find similar ones nearby that have recently sold.It's also not ideal to use ... more...

Sell Your Income Property For More
Selling income property isn't like selling a house. You can paint a house, and get a little more because it looks nice. Rental property is different, because it's bought by investors, who look at income more than new paint. Raise income, and you increase value.Let's assume investors in your area ... more...

Essence of Self Certified Mortgages
Your search for a mortgage isnt leading results.Check for any impediments. May be the lenders dread offering credit on the grounds that you are self employed.But are you alone in the pursuit? No. The statistics put the figure of self employed people at around three million. Add to this the people ... more...