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Can Mortgage Refinance at a Higher Rate Make Sense?
April 8, 2002, Revised November 17, 2004 "Does it ever make sense to refinance into a mortgage carrying a higher interest rate than the mortgage you already have?" Very often it does not. Mortgage borrowers refinancing at higher rates ought to use the 72 hour ... more...

Buying Now Versus Buying Later
August 2, 2000 "Please settle an argument.  I believe that we should buy our house now, even though we have no money for a down payment, because our credit is good and we can get a 100% loan.  House prices have been rising in our area by about 4% a year.  My ... more...

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Why Can't We All Just Get Along - Hurricane Katrina Food For Thought
Why do they need 3 Special Reports. It seems that the Department of Defense, the Congress, and the President are all going to do special reports on what went right and what went wrong with regards to the government response to the Hurricane Katrina Disaster Victims. Before this is over I ... more...

A Low Risk, Low Cost Businesses, Any Senior Can Start. Right Now
Many Seniors want or need to continue to work well into their retirement years. The ideal Job for a senior would be one that would meet their financial needs and still give them the Flexibility to take that Month long trip to Visit the Grandchild or Adjust your hours to help a spouse with a Dr ... more...

A White Separatist Hate Group Funnels Hurricane Katrina Funds
Missouri Attorney General Jay Nixon has shut down web sites set up by a White Separatist Hate Group which solicited funds for Hurricane Katrina Victims. Nixon claimed this group was funneling the funds to there own group. This is just one of Many Hurricane Katrina Scams on the InternetAccording ... more...

New Orleans Mayor C. Ray Nagin Be Very Careful What You Wish For?
Mayor C. Ray Nagin of New Orleans against the advice of Fema has started to repopulate the City of New Orleans. The recent reports of Hurricane Rita has put a stop to this Repopulation order but Mayor Nagin has vowed to repopulate the city as soon as the Rita Threat passes.The big question is ... more...

The Echo Boomers - The Next Big Consumers
The Echo Boomers or Generation Y currently make up about one third of the US Population. Many of the Echo Boomers are starting to reach an age where they want and need things like, Houses, Cars, Insurance. The Echo boomers don't respond to marketing like Earlier Generations. In recent Focus ... more...

Bridgeton Missouri Real Estate
Bridgeton Missouri Real Estate Bridgeton, Missouri, is located in St Louis County, 5 miles E of St. Charles, Missouri and 240 miles W of Indianapolis, Indiana. Bridgeton has a population of 15,550. Bridgeton Homes Bridgeton properties pool is 6,206 residential properties including ... more...

America Stands Tall in The Wake of Hurricane Katrina
The Hurricane Katrina tragedy once again shows the strength, compassion, and toughness of the greatest nation in the world. Through all the hardships American people, companies, institutions, and governments are all working hard to solve the short term and long term needs of the Hurricane Katrina ... more...

An Open Letter to Oprah Winfrey Regarding the Hurricane Katrina Tragedy
In a recent Statement on her TV Show (and repeated on her web site at Oprah.com) Oprah was quoted as saying "I think we all this country owe these people an apology."Dear Oprah,I am highly offended by your statement that "we all" owe these people an apology. I guess I am confused why I am ... more...

Can One Loan Be Best for Any Homeowner From 18-108?
How could one loan Satisfy the Needs of every homeowner? Yet Many people get a Home Loan for 30 years. Won't a persons needs change many times over the 30 year life of this loan? So the best loan for every homeowner would need to be flexible.When you buy your first home often your income will ... more...

Can The Home Loan That is Best For Your Bank Also Be Best Mortgage For You?
A Bank is a Business and they make their money on Markup just like any other business. In the Case of a Bank Loan the Markup is really the Spread (Difference) in the interest rate the bank pays and the interest rate the bank receives. So the loans with the biggest Spreads are best for your bank. ... more...

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