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Mortgage Professor about snow ball catapult: 
Protecting Against Mortgage Broker Tricks
July 15, 2000, revised October 5, 2002 "I know you have written about tricks that mortgage brokers pull, but I'm sure I don't have them all?Could you list them and explain how I can deal ... more...

Is This Deal Too Good to Be True?
September 7, 1998 "The refinance deal that I took from a mortgage broker was 1 point below the best deal I could find from a dozen different mortgage brokers and lenders. I did not lock the price because I expect that interest ... more...

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Get Free snow ball catapult Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Be Prepared to Pay Closing Costs
It can be so hard to save the money for a down payment, then you realize that you'll need to pay closing costs as well. It can be a stressful feeling, wondering if you are going to have enough cash at closing.You will receive a Good Faith Estimate of the closing costs within three days of applying ... more...

Home Seller Your Home Didn't Sell What Now?
1)Price it Right Far and away above any other consideration is the price. The worst home in the worst area at the right price will sell. Get your head out of the clouds, as a seller its just another house.2)Hire the Right Agent Interview 2 to 3 agents, hire the one who uses the most tools to ... more...

Refinancing Your Home - Is the Time Right?
Refinancing your home is a major decision not to be taken lightly, even in this era of low interest rates and easy money. While every mortgage company in town is touting the strategy of getting a new loan before rates rise again, there are several things you'll want to be mindful of before you go ... more...

Whom Are YOU Trying to Please?
Are you trying to please Mom? Dad? Spouse? Friend? Grandma?You may think this is a strange question. It can be a subconscious and hidden revelation that's not even recognized, but for many folks in search of a career it plays a BIG part in the decision making process.Truth is.... YOU are the ... more...

Take Control of Your Financial Life
Your financial affairs can get out-of-hand, no matter how hard you try to keep them under control. Bad decisions, a stock market crash, illnesses, layoffs or major unexpected expenses can quickly throw us close to the edge.What can you do when youre up to your neck in debt to avoid complete ... more...

Top Tips for Selling a Home during Holidays
-Consider potential buyers spiritual backgrounds in your market before decorating for a holiday.-Minimize holiday decorations to keep focus on your home and it's features and benefits.-Less is more when decorating a home for the holidays while you are trying to sell. Streamline the amount of ... more...

What if Real Estate Prices Always Went Up?
What if your house always increased in value and you did not have to worry about a downturn in the economy or housing bubble burst? What if you were not worried about your homes equity becoming negative and you being upside down in value to your borrowed amount?What if you did not have to worry ... more...

Branding Services - Brand Identity Guru
Branding Services is a tactic that marketing executives and managers should not only understand, but also employ. Branding services helps your company clearly position your company over your competition by branding your product/service in the minds of your target markets. This helps build brand ... more...

Snowbirds, Bi-Coastal and Life in 2 Locations
Upon visiting my friends in their newly purchased second home, away from the cold Midwestern winter, I was left with many questions. What is it like to live in 2 locales? Is it so much fun like constant vacations? Or is it double the work? The housework? Social life? Logistics? Here are some ... more...

Hottest Market in the US Arizona Real Estate Appreciation Continues to Climb
For the last five years, one of the hottest real estate markets in the country has been Arizona, specifically communities surrounding Phoenix. It seems that there is no stopping, or even slowing the increase of Arizona real estate appreciation. Prices continue to climb steadily upwards, in all ... more...

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