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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Why Is Refinance Shopping Easier?
4 July 2005 ?I have heard that it is easier to shop for a refinance than for a purchase mortgage, but I?m not completely sure why???  Shopping For a Purchase Mortgage Borrowers purchasing a house are faced with a closing date on which they must provide funding to ... more...

shopping for home related definitions

VA Loan
VA Loan A VA loan is a mortgage loan in the United States guaranteed by the US Veterans Administration. The loan may be issued by qualified lenders. Available only to veterans possessing a Certificate of Eligibility. Purchasing a home with a VA Loan is not as difficult as ... more...

Investment Property
Investment Property A property purchased for the sole purpose of earning a return on the investment, either in the form of rent or capital gain, and not intended for owner occupancy. Examples : apartment buildings, office buildings, mobile home parks and shopping ... more...

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Get Free shopping for home Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Old House? New House? Weighing Your Options
Maybe it has something to do with a childhood home we fondly remember. Many of us long for old homes built with solid construction, quality craftsmanship and beautiful details. We wax poetic and wistfully recall the hand carvings, plaster walls and eyebrow dormers of homes weve known. On the other ... more...

Tips for Finding a Low Rate Loan Online
If you've been looking for a low rate loan without success, you might want to consider trying to find a low rate loan online.Online lenders offer a variety of benefits, as well as the potential for lower interest rates like any loan, though, you should take a little time to make sure that you know ... more...

Affording a Home
Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time to start is at least six months before buying the home.Although buying a new home may seem like an American Dream or romantic venture, the reality is ... more...

Tips to Save One Hour Per Day
At Home Keep related items together, for example the coffee filters and coffee live above or near the coffee maker. (saves 2-5 minutes a day) Create a communication center on the fridge for messages, chores etc. (saves 5 minutes a day) Keep the grocery list posted where all family members can ... more...

Second Mortgage - Valuable Tips To Help You Make The Right Decision
When considering the facts within this article, it may be quite surprising to find some of the issues you thought were settled are actually still being openly discussed as to which type of loans are best.A second mortgage is a mortgage whose terms are subordinate to the first mortgage. Loans with a ... more...

Term Life Insurance Quotes for Singles
Term life insurance quotes are rarely a concern of single people, but they should be. Unfortunately, there is a misconception that term life is something owned only by families in the event that the chief breadwinner dies.Term life insurance quotes and policies should be on the minds of everyone, ... more...

Helpful Hints for First-Time Home Buyers
Buying a house can be a daunting task, even for someone who has owned several homes. My husband and I recently purchased our first home together, and it was hard to find good advice that we truly found useful. We had to learn a lot on our own, but at least now we feel comfortable and knowledgeable ... more...

Student Loan Consolidation Rates - Helpful Tips
Student loan consolidation has many benefits. Before you sign up on the dotted line, you should know how to get the best student loan rates. If you are tired of too many bills and monthly due dates, it may be time to find the best student consolidation loan you qualify for.The most obvious way to ... more...

Mortgage Loan Best Mortgage Rate Online
Finding the best mortgage is an intimidating task. Here are tips to help get you started with the process.There are a number of costly mistakes homeowners make when taking out a mortgage. These mistakes range from not shopping for the best deal to not protecting their credit when comparing loan ... more...

Why Should You Purchase Your Auto Insurance Online?
If youre interested in slashing your auto insurance bill in half then theres no reason why you shouldnt consider purchasing auto insurance online. Buying your auto insurance online is extremely easy and very convenient. The process is fast and only requires filling out a simple form. The best ... more...

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