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Is Credit Scoring Fair to Minorities?
December 21, 1998 "I was shocked to discover recently that my credit rating, called a 'FICO score', was poor, due largely to a 90-day past-due bill that I have every year because my work is seasonal. Comes the spring I always pay the bills in full? Most of my ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

The Perfect Book and Where to Find It!
If I was asked to describe the perfect book, one thats in high demand, moves off the shelves quickly, costs little or nothing to produce, involves the least amount of work possible, and offers multi-income streams, Id say it included one, preferably more of the following features:It Must Be Quick ... more...

What Will I Do When I Grow Up? Says The 45 Year Old Woman
I have always rather envied those people who have a burning vocation; they knew the career they wanted to follow and went for it. If, like me, you have never really known what you want to do, the years fly past and you still have to earn a living. But doing what?I did well at school and it ... more...

Cambodia: A Glimpse Into One Uncivilized Action
IntroductionTo be Cambodian is to be the warrior, the creator and the builder of Angkor Wat. More accurately, to be a Cambodian is to be a descendant of a people that produced architectural masterpieces of the Angkor era which rival the achievements of any of the ancient civilizations.Dr. Seanglim ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

The Difficulties, Challenges and Problems Of Teleworking, Telecommuting and Working at Home
Working at home, from home, in your pajamas, in the nude, at the beach, working from bed or the easy chair - these are all the images and joys of home working that Kate and I enjoy and many others too. Kate and I sell Real Estate; that is perhaps the most popular telecommuting, work at home; pick ... more...

How to Buy a Home When Your in Your Twenties
A Singles Game of Real Estate (Getting started in your twenties)Due to the fact that most of us grow up in either a rented apartment or our parents single family home, it stands to reason that most people, when beginning to ask themselves the question of purchasing their own dwelling, will come to ... more...

A Singles Game of Real Estate
This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, Should I consider buying a home, condo/town-home or some other type of real estate that I can call my own? Due to the fact that ... more...

12 Hazardous Chatter Issues to Evade During a Date Dating Advice for Men
Listing below some topics to keep away from, while talking during a date: Avoid talking about things which stir up memories of negative things, like violence, wrestling, rape, child abuse, death stories, animosity, hatred, cruelty. She is a woman after all! Avoid bringing up the past both hers and ... more...

Curse of the Abyss Worm [Chapters 21 & 22]
21The Mirror and the Ring1930FallCuriosity, Sally woke up as she rolled out of bed, walking to the main room in the hotel suite. The old gentleman [Thomas] was having coffee by himself sitting at the dinning room table. She looked out the window at Rice Park; it was a small park to say the ... more...

What is Fair Housing?
You may have heard the term "fair housing", but what does it mean? What are your rights as a renter or homeowner, and can you defend yourself if your rights have been violated?The Fair Housing Act is enforced by the U.S. Department of Housing and Urban Development. It bars discriminatory practices ... more...

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