Real Estate Investing: Short Sale Package 101
I have been asked many times during my travels to conventions about the all important short sale package. First, a short sale package is what the bank or lending institution asks for before taking a discount on the 1st, 2nd, or even 3rd mortgage. The package includes many things that are ... more...

Mailing Lists Keeping it Simple
The right direct mailing list targets people who want your product or service.The direct mail mailing list is a key factor in a successful direct mail marketing campaign and a major point to consider in small business marketing strategies where marketing ROI (Return On Investment) is a key concern ... more...

What is Incest?
Incest is sexual activity, ranging from fondling to intercourse, between family members who arent married to one another. State laws vary regarding the type of sexual activity and also on what constitutes the type of kinship that indicates incest rather than just sexual abuse.Some definitions ... more...

Insurance Credit Scoring: An Ethical Issue
The issue at hand is the use of a consumers credit score as an underwriting tool for auto insurance rates. What is a credit score or FICO score? A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their ... more...

What Is A FICO Score?
Your FICO score or credit score as its commonly called is a very important calculation that can control whether or not you are eligible to receive credit and if eligible the terms you can receive credit under. Failure to understand the impact this score can have on you future purchasing power and ... more...

Get Your Credit Score To Soar In The Twinkling of An Eye
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help creditors evaluate your ability to repay home ... more...

American Singles
The American single is a big thing. Living in America and being single is not fun. The world is too beautiful and life is just simply too short to live it all alone. The Mr. or Mrs. American single needs to get out their and find the right one for them selves. Someone whom they may share this ... more...

After Eve [Part Five: a New World Order]
Part FiveShort-legs continues--:Seasons: sometimes looking up from the floor of the Valley of Caves, the color of the rocks, stones were so intense and in certain areas there always seemed to be strong shadows, especially in fall and winter. Thence the images in winter were always eerie to/for ... more...

How to Plan Your Wedding and Honeymoon
1. Weddings typically can cost you anywhere around $15,000 or more. The big question is: who foots the bill?The 21st century has heralded a shift in the way these costs are handled. We have moved away from the days when the family of the bride would pay all costs associated with the wedding ... more...