Eight Ways to Consolidate Debt
Next to winning the lottery, a debt consolidation loan is a debtors dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isnt always easy. If you have a lot of debt, it can be hard to find a ... more...

Eight Steps to Financial Freedom - Part One
Imagine what you could do in your life if you had financial freedom. Perhaps you would never work again. Or you would work, only it would be what interested you. Perhaps you would get that house, or car, or boat you dreamed of. And the best part would be that you wouldn't have to worry about ... more...

Eight Tricks Used by New-Car Dealers - Be Aware
Car dealers, in their enthusiasm to get your business, often resort to "tricks" that can be misleading, deceptive, or even borderline fraudulent. Here are some prime examples:1. "We'll pay off your old car loan, no matter how much you owe"This is true, as far as it goes. However, if you owe more on ... more...

What is Tax-Deferred Exchange?
Under Section 1031 of the Internal Revenue Code, owners of real estate held for investment or use in a trade or business can swap their property tax-free for "like-kind" real estate. Exchanges are made for people wanting to stay invested in real estate, increase their leverage and to avoid paying ... more...

How a 1031 Exchange Works
A section 1031 tax deferral allows an investor to sell a property, then reinvest the proceeds in a new property and defer all capital gain taxes. Specific conditions for the exchange state that it must be of like-kind and must take place within 45 days of the close of the sale. To understand more ... more...

Resolving Your Debt
In the last section we covered your rights against harassment and abuse by collectors. We also covered some options that your creditor may have to help you resolve your delinquent debt. Again I repeat that this is not legal advice but a guideline of your rights and options. Before we begin I ... more...

The Monster's Mother
Somewhere in the world, every eight seconds, a mother is throwing her hands in the air and declaring that her child is a little monster. But for Echidna it was the literal truth.Echidna was called the mother of all monsters, although her children numbered no more than a dozen or so, and many were ... more...

Consumer Credit Debt Consolidation - What are Your Options?
The average person carries about eight or nine credit cards! And if you have that many--or even more--you may be looking for a way to consolidate your debt into one, easy monthly payment. Fortunately, you have some options. You may want to consider:A loanIf you're a home owner, a Home Equity Loan, ... more...

10 Steps for Simplifying Business Plan Financial Statements
For most business owners and entrepreneurs, preparing, and communicating the financial statement section of a business plan is like trying to give driving directions to someone who doesn't speak the same language."Numbers" is the language most investors speak. But, it is also the language that ... more...