What About Tennesse Dept. of Human Services Abuse of the Elderly and Their Families?
PART I: Physical Abuse of the Elderly vs. Tennessee DHS Abuse of FamiliesDuring the week of October 26, 2003, newspapers across the state of Tennessee published an Associated Press story that featured the glaring news headline, Reports of neglect and abuse of senior citizens up 40% in six years. ... more...

Refinance Your Second Mortgage
A 2nd mortgage is a secured loan on your property, with your home serving as collateral. Depending on the particular terms of your second mortgage, you could be able to refinance if you wish to reduce your monthly payments or are in need of extra cash. Refinancing a 2nd mortgage can be an option ... more...

How Stay at Home Moms and Dads Can Generate a Second Income
"I believe wholeheartedly in the importance of being a Mom who chooses not to work outside the home in order to be available for my children. However, I also have experienced the effects of a single income and it's not pleasant," explains one stay at home mom. Stay at home parents are finding it ... more...

2nd Mortgage or Refinance and Cash Out
A second mortgage is simply an additional mortgage secured by your property. As a homeowner with equity in your home you might consider using a 2nd mortgage to pay off high interest debt, pay for college tuition, or renovate your home.The advantage of a 2nd mortgage over a home equity line of ... more...

Exotic Mortgage
With real estate prices ever on the rise, first-time home buyers are facing more difficulties in buying a home. Who ever thought they'd buy a $500,000 starter home?Mortgage lenders have acknowledged the problem by creating new and innovative mortgage products, mostly designed to lower the ... more...

Refinancing 2nd Mortgage - Tips to Refinancing 2nd Mortgage
There are several reasons why you should consider refinancing your second mortgage. If you have a home loan, your options for acquiring extra cash are many. In fact, if you have a second mortgage, you have likely taken advantage of one method for getting a large sum of money for necessary home ... more...

Second Mortgage for Home Improvement
Now that you have been in your home for a few years and you have established some equity, you may be considering doing some home improvement with a second mortgage.Home improvement comes in many forms. Such as a new kitchen, bathroom, roof, siding, etc.You can acquire a home improvement loan or ... more...

When to Get a Second Mortgage
If you find yourself struggling to make ends meet, in need of some additional money for home repairs or home improvements, or just find that you have some financial need that you can't fulfill with your standard wages, you might want to consider taking out a second mortgage on your home.Of course, ... more...

Condo-Hotels A New Second-Home Alternative to Time Shares
Condo-hotels have evolved as a better, more reliable second home alternative to time-shares. They are usually attractive, high-rise hotels on the ocean or in other prime locations, and range in price from the mid $200,000s to over 1 million, depending on the size, location, and amenities.Many of ... more...