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Mortgage Professor about santa cruz income property: 
Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

What Mortgage Market Niche Are You In?
October 19, 2002 "I recently found what appeared to be the best deal on a 30-year fixed-rate mortgage from ads in the newspaper, but when I told the loan officer exactly what I needed, the price rose and the amount I could ... more...

santa cruz income property related definitions

Section 8 Housing
Section 8 Housing The Section 8 program began during the Great Depression to increase the housing choices available to very low-income households by making privately-owned rental housing affordable to them. It provides rent subsidies, either rental certificates or vouchers, on ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Scotts Valley California Real Estate
Scotts Valley California Real Estate Scotts Valley, California, is located in Santa Cruz County, 2 miles N of Santa Cruz, California and 21 miles SW of San Jose, California. Scotts Valley has a population of 11,385. Scotts Valley Homes Scotts Valley properties pool is 4,307 residential ... more...

Santa Cruz California Real Estate
Santa Cruz California Real Estate Santa Cruz, California, is located in Santa Cruz County, of , and 22 miles S of San Jose, California. Santa Cruz has a population of 54,593. Santa Cruz Homes Santa Cruz properties pool is 20,395 residential properties including Santa Cruz new homes. ... more...

Commercial Income Property Financing: Part 1 of 3
Welcome to this first portion of a three-part series about income property. In this first segment we will be discussing financing options for commercial income properties as well as the upside (and downside) of owning this type of property.If youre interested in getting into the income property ... more...

Watsonville California Real Estate
Watsonville California Real Estate Watsonville, California, is located in Santa Cruz County, 14 miles E of Santa Cruz, California and 27 miles S of San Jose, California. Watsonville has a population of 44,265. Watsonville Homes Watsonville properties pool is 11,443 residential properties ... more...

The Red Flags of Getting a Home Loan
Red flags are indicators that there may be a current or future problem with the borrower or transaction. They help Underwriters isolate pertinent issues that are part of the overall loan evaluation. They are questionable items, and when there are several, they usually indicate that something is ... more...

Capitola California Real Estate
Capitola California Real Estate Capitola, California, is located in Santa Cruz County, 3 miles SE of Santa Cruz, California and 24 miles S of San Jose, California. Capitola has a population of 10,033. Capitola Homes Capitola properties pool is 4,751 residential properties including ... more...

Nogales Arizona Real Estate
Nogales Arizona Real Estate Nogales, Arizona, is located in Santa Cruz County, 56 miles S of Tucson, Arizona and 159 miles SE of Phoenix, Arizona. Nogales has a population of 20,878. Nogales Homes Nogales properties pool is 5,967 residential properties including Nogales new homes. Median ... more...

Investing: Commercial Property
Investing in commercial property is well beyond the financial means of most people. Few can afford the large sums of money involved in buying commercial real estate. For most of us our investment in real estate is limited to where we live - our home.But unfortunately our home doesn't generate any ... more...

Residential Income Property Financing: Part 2 of 3
Welcome to the second segment of a three-part series about income property. In this second segment we will be discussing financing options for residential income properties as well as the upside (and downside) of owning this type of property.Financial ConcernsFinancing options for residential ... more...

Industrial Income Property Financing: Part 3 of 3
Financial ConcernsOf the three types of income property, industrial property requires the greatest degree of technical expertise and experience. Likewise, financing the acquisition of an industrial income property can be, at best, very risky without adequate planning and know-how.The first thing to ... more...

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