Creating a Financial Future--Putting Your Plan Into Action Part 2
Real Estate can be a useful tool for investing. The simplest real estate investment is not truly an investment, but a cost-reduction that is owning your own home. Buying rather than renting allows one to put residential costs toward assets rather than into someone elses pocket. However, if ... more...

Home Equity Line of Credit Pro and Cons
Home equity line of credit pro and cons are important if you decide to tap your equity in your home. Whether you are choosing a home equity loan vs equity line of credit, each loan is considered a second loan and is secured by your home.Here are some home equity line of credit pro and cons to ... more...

Bad Credit Payday Loan - Good for Consumers and the Economy
There's no argument that a bad credit payday loan quickly puts money into the pockets of people who are in need of cash, whether for an emergency or to pay a past due bill that's about to go to a collection agency. Payday loan lenders are able to offer cash with minimal requirements, whereas a bank ... more...

Repairing Bad Credit Basics
With increasing facilities for credit purchases being offered every day to consumers more and more patrons are falling prey to augmented spending habits. The rising competition among credit card companies to attract customers is compelling them to provide offers that seem very lucrative on first ... more...

Credit Card Company Tricks
Dont let them fool you. All those solicitations you receive in the mail for credit card applications are meant to reel you in and hook you. Big time. In addition, new bankruptcy laws in the US and higher monthly minimum payment requirements are in place to help stem defaults on loans and to force ... more...

The Top 5 Things You Must Know Before Applying for a Mortgage
Youve been thinking about buying your own home for quite a long time, and now youre ready to take the plunge. Youve been saving money for a down payment, and you know the next step is preparing to apply for a mortgage.But where do you start?Here are the top 5 things you need to know before ... more...

Student Loan Debt Consolidation
A student has the option to combine several federal loans into a single loan. This is called as consolidation of the loans. Consolidated loans have lower interest rates and higher repayment periods.There are several finance organizations and banks that come forward to consolidate existing loans. ... more...

Pssst: Wanna (not) Buy a Stolen Car?
Would you buy a used car--with cash--from someone you just met in the bar, and who walked you down a dark alley to show you the car? Not likely. How about from a well-dressed, friendly, middle-aged man or woman, who placed a classified ad in your local newspaper, and who meets you midday at ... more...

Bad Credit Debt Consolidation Loans - Getting a Debt Consolidation Loan, Even With Poor Credit
An online debt consolidation loan allows even people with a poor credit to reduce their overall monthly payments and regain their financial footing. While there are personal loans that allow you to do this, tapping into your homes equity is a better option.Choosing A LoanRefinancing your home to ... more...