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Questions About Mortgage Brokers and Lenders
June 24, 2002 I get tons of mail from borrowers who are confused about the differences between lenders and mortgage brokers, and how these differences matter. "What is a mortgage broker?" A mortgage broker is a loan provider who offers the loan products of different ... more...

Are Mortgage Prices Negotiable?
January 3, 2005 When Are Mortgage Prices Negotiable: the General Rule The general rule is that interest rates and points are negotiable when the person the borrower is dealing with has the discretion to change them. (Points are an upfront charge expressed as a percent of the ... more...

retail lender related definitions

discount Point
Discount Point Fees paid to lenders. 1 point = 1% of the loan amount. On a $100,000 loan 1 point is $1000. Points may be further classified into origination points or discount points. In laymen terms, a point is a fee you pay to a lender or broker. Each point is one percent of ... more...

Back End Pionts vs Front End Points
Back End Points vs. Front End Points A point is a type of mortgage slang for a percentage point. The technical term for point is loan origination fee. In laymen terms, a point is a fee you pay to a lender or broker ... more...

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Get Free retail lender Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Mortgage Loan Your Mortgage Lender and Their Dirty Little Secrets
If you are in the market for a mortgage or a home equity loan, you need to do your homework before signing on the dotted line. There are a number of common mortgage mistakes that can cost you thousands. Many mortgage lenders rely on you making mistakes so they can charge you more. There are a ... more...

6 Key Points to Evaluate Online Lenders
The internet is teeming with lenders who are vying for your business. It seems like everyone wants to loan you money. You are truly in the drivers seat by going online for your mortgage, refinance, and consolidation needs. But how do you select a lender? How do you choose the right institution? ... more...

Why a Hard Money Lender Might Be Your First Stop
It isn't uncommon to hear mortgage industry insiders refer to hard money lenders as a last resort. While this may be true to the extent that many borrowers who solicit loans from hard money lenders do so as a last resort, there are many cases in which a hard money lender may be sought before a ... more...

3 Things To Look For in a California Mortgage Lender Online
Want to buy a home in California? If so, chances are you'll need a California Mortgage Lender to help finance your new house. Fortunately, the Internet has made the mortgage process easy. You can even find a lender online with very little hassle! Here's how to find a reputable California ... more...

8 Point Checklist: Evaluating Online Vendors
Here are 8 things to consider, when evaluating lenders online:Website DesignPrivacy PolicyAbout UsPopularityReputationShort FormPoints, Fees, Terms and RatesCommunication1. Website Design:The webpage is, in fact, the storefront of the internet. In the real world, your first impressions make all ... more...

Bad Credit Debt Consolidation Loans - Choosing The Right Lender
If you are ready to bring your finances under control, a bad credit debt consolidation loan may be the right move for you. However, in todays fiscal climate, there are a lot of debt consolidation scams to watch out for. Choosing the wrong lender can leave you in a financially worse position than ... more...

Bad Credit Debt Consolidation Loans Choosing The Right Lender
If you are ready to bring your finances under control, a bad credit debt consolidation loan may be the right move for you. However, in todays fiscal climate, there are a lot of debt consolidation scams to watch out for. Choosing the wrong lender can leave you in a financially worse position than ... more...

Will Retail Chains Lose Their Dominance?
In most industrialised nations the the supply chain of goods from source to end user has changed little for many years. Firstly there are the producers. Then the wholesaler, then the retailer and then the customer and consumer.In the U.S. the supply chain has always been pulled by downstream ... more...

How to Find a Fast Online Loan
When looking for a fast online loan, it might sometimes seem that you're never going to find the loan that you want in the time that you need. Don't get discouraged, though it is possible to find a fast online loan without all of the hassle that you might be expecting.The key to finding and ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

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