Understanding The Different Types Of FICO Credit Scores
Before credit scores were developed, lenders use to physically look over each applicants credit report and credit history to determine whether or not to extend credit. This process was highly time consuming and sometimes resulted in large human errors.As a result, Fair Isaac created the credit ... more...

SBA Loan: Qualifying and Applying
According to federal government research, small businesses provide about 75% of the net new jobs added to Americas economy. They also employ fully onehalf of Americas private sector workforce. In addition, 99.7% of all employers in the U.S. are small business owners. These statistics make a ... more...

5 Characteristics of a Dynamic Loan Processor
Not everyone is cut out to be a mortgage processor. Find out if you or a team member has what it takes to be a dynamic processor.A dynamic loan processor1. Is an Excellent Communicator A dynamic processor has great communication skills. He/she is one who clearly understands how critical the ... more...

Closing Checklist
Getting a final approval is great but it's not the same as hitting a home run. You're still on third base until you make sure that all of the pre-closing responsibilities are being fulfilled in a timely fashion. The list of activities below are standard items that can be done to expedite loan ... more...

Five Smart Ways to Eliminate Signing and Funding Delays
Engineering a successful loan closing and funding may be the final opportunity to solidify a long-term relationship with a client. Clients are often forgiving to mishaps if the orignal financing goal has still been met. However, if closing blunders and funding delays arise you are most certain to ... more...

Alamo California Appraisal Home Value
There are places you can seek out online that will give you access to an appraisal of your homes value. But what is an appraisal exactly? It is an opinion in written form of the value of a piece of real estate at a certain time or date. It should be an analysis that is both independent and ... more...

Things To Do When Considering a Home Loan
Making the decision to become a homeowner is one of life's biggest decisions. Planning and preparation is the key to achieving the goal within the desired time frame. Being an active participant in the home loan process will make it easier for your dream to become a reality. Here are a few tips:1. ... more...

Before You Purchase A New Car Watch Out For These Scams!
Purchasing a new automobile is hard enough without having to deal with the sales pressure from a car salesman. Its no big secret that almost every car dealership can be talked down on the initial price they want for a car. The key is to know what scams to watch out for in order to maximize your ... more...

7 Big Reasons To Invest In Pre-Foreclosures
Looking for an "in" to real estate investing?Working a nine to five job swapping time for money can be incredibly dispiriting. After the futility of it all hits home, it's all you can do to limit the number of home business opportunities you investigate to twenty per week.One of the more compelling ... more...