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Is Title Insurance Overpriced?
March 21, 2005 Title Insurance Fees Paid by Borrowers Include Referral Costs "I recently read that some of the large title insurance companies have been kicking back to home builders 50% of the premiums collected from the people who buy houses from the builders. Doesn ... more...

Fixing the Mortgage System So It Works For Borrowers
September 5, 2005 In some respects, the United States housing finance system is the best in the world. In other respects, it is unworthy of a banana republic. Our housing finance system has a primary market and a secondary market. The primary market is the market the borrower ... more...

respa incentives by builders in las vegas related definitions

RESPA
Real Estate Settlement Procedure Act (RESPA) A federal law passed in 1974 that requires lenders to provide home mortgage borrowers in advance with information of known or estimated settlement costs. RESPA also limits the amount lenders may require to be held in escrow for ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Vegas: The New Frontier
Unless you have been living in Siberia, you know that Real Estate is on fire in many places around the country. In fact, you would be hard pressed to find a city where this was not the case. Las Vegas is one of those places that property values keep spiking upward, with no end in sight. The real ... more...

Rebuilding After Katrina: Smart Energy Choices
Energy efficiency has been part of the American lexicon since 1978 when the Energy Policy Act was first enacted. Since then, energy efficient homes and increased use of renewable energy resources have become the norm in states like New York and California. Policies and programs have supported these ... more...

Class Action Lawsuits and Unethical Settlements
AN INVITATION FOR CLASS ACTION ATTORNEYS TO ENGAGE IN UNPROFESSIONAL CONDUCT Copyright 2004 by Michael A. S. Guth. All Rights Reserved. No portion of this article, including this web page, may be copied, retransmitted, reposted, or duplicated in significant portion without the express written ... more...

Las Vegas New Mexico Real Estate
Las Vegas New Mexico Real Estate Las Vegas, New Mexico, is located in San Miguel County, 43 miles E of Santa Fe, New Mexico and 278 miles N of El Paso, Texas. Las Vegas has a population of 14,565. Las Vegas Homes Las Vegas properties pool is 5,586 residential properties including Las ... more...

North Las Vegas Nevada Real Estate
North Las Vegas Nevada Real Estate North Las Vegas, Nevada, is located in Clark County, of , and 236 miles NE of Los Angeles, California. North Las Vegas has a population of 115,488. North Las Vegas Homes North Las Vegas properties pool is 34,011 residential properties including North ... more...

Project: Space Tomb [Now in SPANISH and English]
Project: Space Tomb [Launch pad: Cibara-#17]It looked like a traveling prison, a space tomb to the observers; a heavy bulky projectile for the most part, as if it was shot out of a cannon, a hundred-thousand years ago; rustic and ancient with a technology unknown to scientists on earth. It was in ... more...

Las Vegas Nevada Real Estate
Las Vegas Nevada Real Estate Las Vegas, Nevada, is located in Clark County, of , and 229 miles NE of Los Angeles, California. Las Vegas has a population of 478,434. Las Vegas Homes Las Vegas properties pool is 176,848 residential properties including Las Vegas new homes. Median age of ... more...

Las Vegas Interesting Facts
Many have had their days of glory in the state of Nevada. But these three step out of the crowd, as they gave the name of the game. Frank Rosenthal He is the best sports handicapper in the history of Las Vegas. He used to be called "Las Vegas King", "Guru", or something that he surely is: a genius. ... more...

Increase Sales With Travel Incentives
Todays business environment has changed dramatically over the past 10 years, it can be a tough task to make a sale. Just being aggressive doesn't cut it any longer. Sales skills alone aren't enough to compete when so many new products and services become everyday commodities. Consumers nowadays are ... more...

After Eve [Part Five: a New World Order]
Part FiveShort-legs continues--:Seasons: sometimes looking up from the floor of the Valley of Caves, the color of the rocks, stones were so intense and in certain areas there always seemed to be strong shadows, especially in fall and winter. Thence the images in winter were always eerie to/for ... more...

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